ZIP 50441 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50441 (Franklin County, Iowa) lands at 16/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (67/100), structural risk (35/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (12/100) stay muted. On the structural side it scores 35/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 6% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

5,363 residents call 50441 home, typically aged 47. Home values center near $127,100, an affordability ratio of 2.2× — accessible. The tenure split is 72% owner-occupied to 28% rented. Around 30% of renters are cost-burdened. The vacancy rate is 12.2% — elevated. Roughly 18.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 2,551 housing units across 50441. On demographic stress specifically, 50441 scores 28/100. Households earn a median $55,301 — below the roughly $78,000 national figure. About 16% have a four-year degree.

Net-net, 50441 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 50441 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Franklin County, Iowa and the nation. 50441 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

50441's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 50441 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.