ZIP 50431 Property Distress & Foreclosure Data

In Franklin County, Iowa, ZIP 50431 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. The latent-versus-live split is 20/100 structural and 4/100 already moving. Its standout signals are institutional ownership (28/100), structural risk (20/100), mortgage stress (12/100). On the quiet end sit structural risk (20/100) and mortgage stress (12/100).

The expansion-phase market in 50431 posted values that rose 5.4% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $58,125, below the U.S. median near $78,000. The vacancy rate is 21.8% — elevated. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 8% bachelor's-or-above. Around 35% of renters are cost-burdened. Population is roughly 251 with a median age of 30. 15.5% of residents fall below the poverty threshold. Owners hold 68% of homes, renters 32%. Home values center near $90,000, an affordability ratio of 1.4× — accessible. The ZIP holds roughly 109 housing units.

On the whole, 50431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.