Franklin County, IA: Foreclosures, Tax Liens & Distressed Properties

Franklin County, IA, Iowa: 19 ZIP codes scored, Franklin County, IA averaging 18/100 (low, Franklin, IA), from 15 to 23. Franklin County, IA is in its peak phase (Franklin, IA confidence 28/100): Franklin, IA home prices up 2.5% (Franklin, IA) over twelve months. Franklin County, IA lender headwind: 45/100.

Highest-scoring Franklin County, IA ZIPs: 50625 (23/100), 50433 (22/100), 50457 (21/100), 50475 (20/100), 50479 (20/100), 50605 (20/100). Also scored in Franklin County, IA: 50470, 50006, 50126, 50601, 50041, 50071, 50227, 50427, 50431, 50441.

Across Franklin County, IA's scored ZIPs: median home value $103,183, household income $62,748, 14.5% vacancy, 10.5% poverty, 76% owner-occupied, median age 41.6.

Franklin County, IA insurance distress 21/100 (#2,110 in the US); FEMA hazard 40/100 for Franklin, IA; 2 federal disaster declarations in Franklin County, IA since 2023; Franklin, IA construction distress 68/100.

4 banks with 7 branches lend in Franklin County, IA; Franklin, IA weighted bank stress 59/100, highest 78/100 in Franklin, IA.

Franklin County, IA unemployment 3.5% (Franklin, IA -0.4 pts, six months); 5 new housing units permitted in Franklin County, IA over twelve months, Franklin, IA down 17% from 6; Franklin, IA home prices +9.7% a year (Franklin, IA) over three years.

4,657 housing units in Franklin County, IA; 1,123 Franklin, IA renter households; 28% of Franklin, IA renters spend 30%+ of income on rent, 4% (Franklin, IA) half or more.

Franklin County, IA ranks #1,909 nationally on the opportunity index (Franklin, IA, among all ranked counties); Franklin, IA scores 28.0/100 and Franklin, IA sits #41 inside Iowa. Franklin, IA is in the early_signal opportunity phase; Franklin, IA's primary driver is construction, Franklin, IA second driver vacancy; Franklin, IA moved down 130 places. 5 short-sale listings across Franklin, IA; 66 days on market observed in Franklin, IA; 11.9% vacancy over 19 Franklin, IA ZIPs.

No CFPB county sample covers Franklin County, IA. The non-metro area reading for Franklin, IA: 0.7% ninety-plus days late; Franklin, IA's thirty-to-eighty-nine share is 2.1% (Franklin, IA, December 2025 data); Iowa overall 0.9%.

Franklin County, IA has 4 watched banks; 4 Franklin, IA banks sit in an elevated band. Franklin, IA footprints: First Security Bank&Trust Co (2 branches, stress 78) in Franklin, IA; First Bank Hampton (2 branches, stress 53) in Franklin, IA; United Bank&Trust Co (2 branches, stress 45) in Franklin, IA.

HUD lists 1 assisted multifamily property in Franklin County, IA with 12 units; 12 Franklin, IA units are assisted.

459 of the 4,657 housing units in Franklin, IA sit vacant. Franklin County, IA permitted 0 multifamily units in twelve months; Franklin, IA's one-to-four unit structures added 5 units in Franklin County, IA.