Franklin County, IA: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Franklin County, Iowa carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county's ZIP scores run from 13 up to 23/100. The county spans 19 scored ZIP codes, averaging 17/100 composite distress. Bank/credit headwind for the county is 45 on a 0–100 scale, a moderate reading.

The county market is in a peak phase: home prices rose 2.5% over the past year (phase confidence 28/100). With pricing topped out, broad sweeps stop paying as the ZIP scores below show.

Near the cycle top at +2.5% YoY (28/100 confidence), the discount lives in outliers — target the few ZIPs carrying distress. A moderate 45/100 lender headwind implies both signal sets in play here.

Highest scores land in 50625 (23/100), 50433 (22/100), 50457 (21/100), 50475 (20/100), 50479 (20/100), 50605 (20/100); each opens to a full parcel breakdown. The breakdown continues through 50470, 50041, 50227, 50427, 50431, 50441, 50452, 50601, 50633, 50071 and more.

By the numbers, Franklin County's tracked footprint run poverty running near 10.5%, a median age of 41.6, vacancy near 14.5%, 76% owner-occupancy, household income averaging about $62,748, below the national median, median home values around $103,183 (below the national figure). These fundamentals drive the depth of motivated supply and the pace of resale.

Net of it all, 17/100 over 19 ZIPs means distress here is parcel-specific — work it parcel by parcel. A DLRadar subscription opens every Franklin County parcel: owner, APN and address, a score, the bank behind the note and how fast it should sell.

Because Franklin County, Iowa is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Franklin County against neighboring markets or the rest of Iowa on equal footing.

Approach Franklin County by rank rather than by average — the 17/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Franklin County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

Drilling in, Franklin County's highest-scoring ZIPs are 50625 (23/100), 50433 (22/100), 50457 (21/100), 50475 (20/100), 50479 (20/100), 50605 (20/100). DLRadar also scores 50470, 50041, 50227, 50427, 50431, 50441, 50452, 50601 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Franklin County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.