Franklin County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Iowa? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 50625 at 23/100.
- 19 ZIP codes tracked in Franklin County, averaging 17/100 distress.
- Franklin County reads peak — home values up 2.5% year over year.
- Vacancy runs 14.5% across Franklin County's tracked ZIPs, with a 10.5% poverty rate.
- The typical Franklin County home is worth about $103,183 against a ~$62,748 median income.
- Lending headwind in Franklin County sits at 45/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50625 | 23/100 |
| 2 | 50433 | 22/100 |
| 3 | 50457 | 21/100 |
| 4 | 50475 | 20/100 |
| 5 | 50479 | 20/100 |
| 6 | 50605 | 20/100 |
| 7 | 50470 | 19/100 |
| 8 | 50041 | 16/100 |
| 9 | 50227 | 16/100 |
| 10 | 50427 | 16/100 |
| 11 | 50431 | 16/100 |
| 12 | 50441 | 16/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
Franklin County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Franklin County market phase and pricing
Phase for Franklin County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Franklin County
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What people ask
What is the hardest-hit ZIP in Franklin County?
ZIP 50625 leads Franklin County at 23/100, recomputed monthly from public records.
Is Franklin County expanding or contracting?
Franklin County is classified peak with a 2.5% year-over-year increase, following the FHFA House Price Index.
Can the Franklin County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 19 Franklin County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Franklin County ZIP codes?
A single county score papers over real variation. Across the Franklin County ZIPs DLRadar ranks, scores run from 23/100 in 50625 down to 16/100 in 50441, against a Franklin County average of 17/100. A spread of 7 points means Franklin County has to be worked ZIP by ZIP.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $103,183 of value against a median household income near $62,748. Vacancy across Franklin County's tracked ZIPs runs 14.5% and the poverty rate is 10.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Franklin County's foreclosure and tax-lien record and its 45/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.