Franklin County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, IA distress report, 2026: 19 ZIPs scored in Franklin, IA, Franklin, IA average 17/100; the top Franklin, IA ZIP is 50433 at 22/100; Franklin, IA market phase peak, Franklin, IA prices +2.5% year over year.
- Franklin, IA ranks #1,909 nationally (opportunity index); Franklin, IA #41 in Iowa; Franklin, IA index 28.0.
- Franklin, IA: no CFPB county sample; Franklin, IA non-metro area reading 0.7%.
- Franklin, IA ZIP phases: 19 peak.
- Franklin, IA residential listings tracked: 3 across 11 ZIPs; Franklin, IA candidate listings 0.
- Franklin, IA HUD assisted properties: 1 with 12 units.
- Franklin, IA lenders on watch: 4; largest Franklin, IA footprint First Security Bank&Trust Co (2 branches).
- Franklin, IA most distressed ZIP: 50433 at 22/100.
Franklin, IA figures: DLRadar distress index; Franklin, IA inputs: CFPB, FHFA, HUD, FDIC; Franklin, IA rebuilt as sources refresh.
| Rank | Franklin, IA ZIP | Score |
|---|---|---|
| 1 | 50433 | 22/100 |
| 2 | 50625 | 22/100 |
| 3 | 50457 | 21/100 |
| 4 | 50479 | 20/100 |
| 5 | 50475 | 19/100 |
| 6 | 50605 | 19/100 |
| 7 | 50470 | 18/100 |
| 8 | 50006 | 17/100 |
| 9 | 50126 | 17/100 |
| 10 | 50601 | 17/100 |
| 11 | 50041 | 15/100 |
| 12 | 50071 | 15/100 |
Most distressed Franklin, IA ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, IA
No CFPB county sample covers Franklin, IA; the non-metro area reading for Franklin, IA: 0.7% ninety-plus; Franklin, IA area thirty-to-eighty-nine 2.1% (December 2025, Franklin, IA); Iowa overall 0.9%.
Opportunity index: Franklin, IA
Franklin, IA index 28.0, Franklin, IA phase early_signal; Franklin, IA primary driver construction, Franklin, IA second driver vacancy. Franklin, IA components: property stress 13.7, foreclosure pressure 12.7, listing discounts 25.3, bank stress 56.5, insurance 0.0; Franklin, IA pulse 32.0; Franklin, IA capital opportunity 21.6.
ZIP market phases inside Franklin, IA
19 Franklin, IA ZIPs carry a price-cycle phase; Franklin, IA ZIPs by phase (Franklin, IA), deepest drawdown first: peak, +2.5% YoY (Franklin, IA): 50006, 50041, 50071, 50126, Franklin, IA 50227, 50420, 50427, 50431, Franklin, IA 50441, 50452, 50457, 50470, Franklin, IA 50475; peak, +2.6% YoY (Franklin, IA): 50433; peak, +2.7% YoY (Franklin, IA): 50479; peak, +2.4% YoY (Franklin, IA): 50601.
Residential listings by Franklin, IA ZIP
Franklin, IA ZIPs with the most tracked Franklin, IA residential listings: 50452 2 listings, 0 candidates, bank pressure 59; 50441 1 listings, 0 candidates, bank pressure 59; 50041 0 listings, 0 candidates, bank pressure 59; 50227 0 listings, 0 candidates, bank pressure 59 (Franklin, IA); 50420 0 listings, 0 candidates, bank pressure 57; 50427 0 listings, 0 candidates, bank pressure 59; 50431 0 listings, 0 candidates, bank pressure 59; 50475 0 listings, 0 candidates, bank pressure 64. Franklin, IA totals: 3 listings; Franklin, IA candidates 0; active ZIPs 2.
HUD assisted housing in Franklin, IA
1 assisted properties with 12 units sit in Franklin, IA; largest Franklin, IA properties: Oak Tree Apartments (Hampton) 12 units, 12 assisted.
Lenders with branches in Franklin, IA
Franklin, IA lenders by branch count: First Security Bank&Trust Co (Franklin, IA): stress 78, 2 branches low in Franklin, IA; First Bank Hampton (Franklin, IA): stress 53, 2 branches low in Franklin, IA; United Bank&Trust Co (Franklin, IA): stress 45, 2 branches low in Franklin, IA; Green Belt Bank&Trust (Franklin, IA): stress 58, 1 branch low in Franklin, IA.
Vacancy and permits, Franklin, IA
459 of 4,657 Franklin, IA housing units are vacant; Franklin, IA permits, twelve months: 0 multifamily units in Franklin, IA, 5 one-to-four unit units.
Work Franklin, IA at the parcel level
Every Franklin, IA parcel carries owner and address; every Franklin, IA parcel carries APN; Franklin, IA distress scores sit on the Franklin, IA live board.
Franklin, IA figures refresh with each source.
Franklin, IA questions
Most distressed ZIP code in Franklin County, IA?
ZIP 50433 leads Franklin, IA at 22/100; next in Franklin, IA: 50625 at 22/100; the Franklin, IA average is 17/100.
Where does Franklin County, IA rank for investment opportunity?
Franklin, IA is #1,909 among all ranked counties, #41 in Iowa; the Franklin, IA driver is construction; Franklin, IA moved down 130 places.
How many mortgages are delinquent in Franklin County, IA?
Franklin, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Franklin, IA.
Which banks lend in Franklin County, IA?
4 watched lenders hold Franklin, IA branches; the largest Franklin, IA footprints are First Security Bank&Trust Co (2), First Bank Hampton (2), United Bank&Trust Co (2).
More on Franklin, IA
Franklin County, IA distress report: public-record figures for Franklin, IA; not legal advice for Franklin, IA; not tax or investment advice; verify every Franklin, IA record before acting.