Franklin County, IA: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, IA: 21/100 (low) home-insurance distress; Franklin, IA band LOW; Franklin, IA #2,110 of 3,222 counties; Franklin, IA #43 of 99 in Iowa; raw Franklin, IA 24.3; Franklin, IA coverage multiplier 0.85.
FEMA hazard, Franklin, IA: 40/100; Franklin, IA declarations, three years: 2; Franklin, IA perils: 2 severe-storm; Franklin, IA five-year count 3 (severity 4.5); Franklin, IA ten-year 3; hazard-weighted, Franklin, IA: 2.0.
Declared incidents on the Franklin, IA record: 2024 Severe Storm 3 (Franklin, IA).
NFIP claims, Franklin, IA, three years: none; Franklin, IA claim-stress 0/100.
Franklin, IA monthly score fell, 26 (March 2026) to 23 (October 2026); Franklin, IA by month: March 26, April 26, May 24, June 24 (Franklin, IA), July 23, August 21, September 21, October 23.
Franklin, IA components: climate 46; Franklin, IA retreat index 23; Franklin, IA climate multiplier 0.85.
Construction distress, Franklin, IA: 68/100 as of August 2026 (Franklin, IA: 68/100 one-to-four unit, 15/100 multifamily).
Franklin, IA ZIPs, June 2026 (Franklin, IA, 16 highest): score 0 (Franklin, IA), climate 59 (Franklin, IA): 50479; score 0 (Franklin, IA), climate 56 (Franklin, IA): 50433; score 0 (Franklin, IA), climate 52 (Franklin, IA): 50126; score 0 (Franklin, IA), climate 51 (Franklin, IA): 50006; score 0 (Franklin, IA), climate 45 (Franklin, IA): 50457; score 0 (Franklin, IA), climate 43 (Franklin, IA): 50470; score 0 (Franklin, IA), climate 39 (Franklin, IA): 50475, 50601; score 0 (Franklin, IA), climate 38 (Franklin, IA): 50071; score 0 (Franklin, IA), climate 37 (Franklin, IA): 50625; score 0 (Franklin, IA), climate 33 (Franklin, IA): 50605; score 0 (Franklin, IA), climate 32 (Franklin, IA): 50420; score 0 (Franklin, IA), climate 30 (Franklin, IA): 50041, 50227, 50427, 50431.
DLRadar rescores Franklin, IA monthly; Franklin, IA readings join Franklin, IA foreclosure, lien and ownership parcels (Franklin, IA), so cost-squeezed Franklin, IA owners surface before listing.
Inside Iowa, Franklin County ranks 43rd of 99 counties for home-insurance distress at 21/100; Cedar County (21/100) sits just above Franklin County, and Hamilton County (21/100) sits just below Franklin County.
Deterministic. Every Franklin County, IA signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, IA) · how insurance distress works in Franklin, IA · methodology
FAQ: Franklin County, IA insurance distress
What is the Franklin County, IA home-insurance-distress score?
Franklin, IA: 21/100 (LOW), #2,110 of 3,222, #43 in Iowa. FEMA hazard, Franklin, IA: 40/100; NFIP stress, Franklin, IA: 0/100; construction, Franklin, IA: 68/100; Franklin, IA rescores monthly.
Is Franklin County insurance distress getting better or worse (IA)?
Franklin, IA: 26 in March 2026; Franklin, IA: 23 in October 2026 (better); Franklin, IA climate component 46.
Which Franklin County ZIP codes carry the most insurance distress (IA)?
Franklin, IA, June 2026: 50479 at 0, 50433 at 0, 50126 at 0, 50006 at 0; Franklin, IA climate scores there: 59, 56, 52, 51.
Why does Franklin, IA insurance distress create sellers?
A Franklin, IA premium outruns the Franklin, IA budget; a carrier leaves Franklin, IA; Franklin, IA carrying cost passes plan; Franklin, IA owners sell while current; Franklin, IA insurance distress leads Franklin, IA foreclosure data.