ZIP 50469 Foreclosure, Tax-Lien & Distress Report
Cerro Gordo County, Iowa · Distress market
ZIP 50469's composite property-distress score is 21/100 - DLRadar classes that as low for Cerro Gordo County, Iowa. Latent structural risk is 47/100 while live distress already moving reads 1/100. Property-level stress concentrates in construction/permit lag (100/100), structural risk (47/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100).
The market reads peak — home values rose 2.7% year on year, and 32% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
83% of housing is owner-occupied. The vacancy rate is 8.1%. 1,495 residents call 50469 home, typically aged 51. On demographic stress specifically, 50469 scores 24/100. The ZIP holds roughly 699 housing units. 11.4% of residents fall below the poverty threshold. About 22% have a four-year degree. Around 17% of renters are cost-burdened. Home values center near $211,700, an affordability ratio of 2.7× — accessible. Median household income is $70,682, near the U.S. median near $78,000.
On balance 50469 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 50469 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 50469 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 50469 stays directly comparable to neighboring ZIPs and the rest of Cerro Gordo County, Iowa. Every figure is auditable to a public dataset and refreshed on ingest; 50469 shows blanks, not estimates, wherever the record is sparse.
50469's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 50469 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 50469
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 50469 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 50469, the same set carried on every parcel.
Cerro Gordo County ZIPs near 50469
More distress data near 50469
Related ZIP, county and statewide reads linked to Cerro Gordo County, Iowa.
See every distressed parcel in 50469
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Built from public records, scored the same way everywhere · methodology