ZIP 50468 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50468 (Floyd County, Iowa) lands at 22/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). Structural exposure scores 49 and live distress 4 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (54/100), structural risk (49/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (15/100) register low.

The peak-phase market in 50468 posted values that rose 2.5% over the year, and 34% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 50468 scores 24/100. Roughly 11.7% live below the poverty line. Home values center near $173,700, an affordability ratio of 2.2× — accessible. The tenure split is 74% owner-occupied to 26% rented. Around 19% of renters are cost-burdened. Educational attainment sits at 20% bachelor's-or-above. Median household income is $63,485, below the U.S. median near $78,000. Population is roughly 1,615 with a median age of 40. The ZIP holds roughly 707 housing units. The vacancy rate is 10.2%.

Net-net, 50468 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 50468 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 50468 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Floyd County, Iowa and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 50468 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 50468 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 50468 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.