ZIP 50468 Property Distress & Foreclosure Data

In Floyd County, Iowa, ZIP 50468 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100). The latent-versus-live split is 41/100 structural and 4/100 already moving. Its standout signals are structural risk (41/100), institutional ownership (35/100), construction/permit lag (16/100). construction/permit lag (16/100) and mortgage stress (15/100) stay muted.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 34% higher over three years (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 50468 scores 24/100. Roughly 11.7% live below the poverty line. A median home runs $173,700 here, or 2.2 times local income. The tenure split is 74% owner-occupied to 26% rented. Around 19% of renters are cost-burdened. About 20% have a four-year degree. Households earn a median $63,485 — below the roughly $78,000 national figure. 1,615 residents call 50468 home, typically aged 40. The ZIP holds roughly 707 housing units. The vacancy rate is 10.2%.

Overall, 50468 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

18/100
Composite stress
41/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 50468

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Floyd County

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