ZIP 50616 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 50616 in Floyd County, Iowa comes in at 17, a low composite-distress reading. Structurally it carries 39/100, against 5/100 of stress already in motion. Property-level stress concentrates in institutional ownership (43/100), structural risk (39/100), mortgage stress (18/100). structural risk (39/100) and mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 13% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 4,683 housing units across 50616. The typical home is worth about $140,600 (2.1× income, relatively affordable). The poverty rate is 12.9%. Rent burden reaches 27% of tenant households. The vacancy rate is 8.8%. About 19% have a four-year degree. 71% of housing is owner-occupied. Median household income is $63,226, below the U.S. median near $78,000. 9,419 residents call 50616 home, typically aged 46. DLRadar's demographic-stress index for the area reads 25/100.

Overall, 50616 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 50616 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 50616 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 50616 stays directly comparable to neighboring ZIPs and the rest of Floyd County, Iowa. Where the public record is thin for 50616, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 50616 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For an operator, 50616 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.