ZIP 50471 Foreclosure, Tax-Lien & Distress Report

Floyd County, Iowa's ZIP 50471 registers 18/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100). The latent-versus-live split is 41/100 structural and 6/100 already moving. What sets it apart are the readings on institutional ownership (46/100), structural risk (41/100), mortgage stress (19/100). mortgage stress (19/100) stay muted.

The peak-phase market in 50471 posted values that rose 2.5% over the year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 18/100. The poverty rate is 8.9%. Households earn a median $85,625 — near the roughly $78,000 national figure. There are about 292 housing units across 50471. Rent burden reaches 2% of tenant households. Vacancy runs 4.3%. 75% of housing is owner-occupied. About 786 people live here, median age 37. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $132,500 (1.3× income, relatively affordable).

On balance, 50471 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 50471 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 50471 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 50471 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 50471 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 50471 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.