ZIP 50471 Property Distress & Foreclosure Data

ZIP code 50471 in Floyd County, Iowa carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100). The latent-versus-live split is 52/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (52/100), institutional ownership (47/100), construction/permit lag (42/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 50471 scores 18/100. Roughly 8.9% live below the poverty line. Households earn a median $85,625 — near the roughly $78,000 national figure. The ZIP holds roughly 292 housing units. Around 2% of renters are cost-burdened. The vacancy rate is 4.3%. The tenure split is 75% owner-occupied to 25% rented. 786 residents call 50471 home, typically aged 37. About 22% have a four-year degree. A median home runs $132,500 here, or 1.3 times local income.

On balance, 50471 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.