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ZIP 50620 Foreclosure, Tax-Lien & Distress Report

Floyd County, Iowa · High Poverty market

ZIP 50620's composite property-distress score is 18/100 - DLRadar classes that as low for Floyd County, Iowa. Its heaviest discrete signals: institutional ownership (46/100), structural risk (41/100). Climate and flood risk are elevated too — flood (NFIP) exposure (85/100). The latent-versus-live split is 41/100 structural and 0/100 already moving.

The peak-phase market in 50620 posted values that rose 2.5% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 12% of adults hold a bachelor's degree or higher. Roughly 37.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 83% of tenant households. Home values center near $102,800, an affordability ratio of 2.3× — accessible. The demographic-stress sub-score lands at 41/100. Owners hold 65% of homes, renters 35%. Households earn a median $46,458 — below the roughly $78,000 national figure. The ZIP holds roughly 24 housing units. The vacancy rate is 11.5% — elevated. About 54 people live here, median age 30.

On the whole, 50620 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 50620 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 50620's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 50620 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 18/100 figure for 50620 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 50620 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
41/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 50620

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk49
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 50620 by the numbers

Current distress, phase, housing and lender-pressure figures for 50620, drawn from the same report attached to each property.

Loading ZIP 50620 stress data…

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