ZIP 50645 Foreclosure, Tax-Lien & Distress Report

In Chickasaw County, Iowa, ZIP 50645 scores 8 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (18/100), institutional ownership (10/100), mortgage stress (5/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (5/100). Latent structural risk is 18/100 while live distress already moving reads 2/100.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 11% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $114,600 (1.8× income, relatively affordable). Roughly 12.4% live below the poverty line. The vacancy rate is 14.8% — elevated. At $61,563, median income runs below typical U.S. levels. The tenure split is 91% owner-occupied to 9% rented. Around 11% of adults hold a bachelor's degree or higher. Population is roughly 1,301 with a median age of 57. The demographic-stress sub-score lands at 22/100. There are about 622 housing units across 50645. Rent burden reaches 16% of tenant households.

Net-net, 50645 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 50645 runs through one identical public-record model, so its 8/100 sits on the same scale as every other ZIP in Chickasaw County, Iowa and the nation. Nothing here is interpolated — where a source is thin for 50645, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 8/100 for 50645 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 50645 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.