ZIP 50458 Foreclosure, Tax-Lien & Distress Report

Floyd County, Iowa's ZIP 50458 registers 24/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (78/100), structural risk (54/100), institutional ownership (32/100). On the quiet end sit institutional ownership (32/100) and mortgage stress (14/100). Latent structural risk is 54/100 while live distress already moving reads 4/100.

Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 2% lower over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 25% bachelor's-or-above. Home values center near $157,500, an affordability ratio of 1.7× — accessible. Median household income is $86,336, near the U.S. median near $78,000. 83% of housing is owner-occupied. On demographic stress specifically, 50458 scores 19/100. The ZIP holds roughly 895 housing units. Rent burden reaches 15% of tenant households. Population is roughly 2,242 with a median age of 42. 2.5% of residents fall below the poverty threshold.

On balance, 50458 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 50458 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 50458 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 50458 reflects the current record instead of a stale or modeled snapshot.

50458's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 50458 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.