ZIP 50435 Property Distress & Foreclosure Data

ZIP code 50435 in Floyd County, Iowa carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100). The latent-versus-live split is 52/100 structural and 5/100 already moving. What sets it apart are the readings on structural risk (52/100), institutional ownership (46/100), construction/permit lag (41/100). mortgage stress (18/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year (phase confidence 28/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 50435 scores 31/100. The ZIP holds roughly 343 housing units. Households earn a median $68,194 — below the roughly $78,000 national figure. Around 68% of renters are cost-burdened. About 12% have a four-year degree. The tenure split is 76% owner-occupied to 24% rented. The vacancy rate is 12.4% — elevated. 764 residents call 50435 home, typically aged 44. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. A median home runs $145,800 here, or 2.2 times local income.

Taken together, 50435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.