ZIP 50435 Foreclosure, Tax-Lien & Distress Report

In Floyd County, Iowa, ZIP 50435 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (85/100)). Structural risk reads 41/100 against active distress of 5/100. The sharpest non-environmental signals are institutional ownership (46/100), structural risk (41/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 50435 scores 31/100. The ZIP holds roughly 343 housing units. Households earn a median $68,194 — below the roughly $78,000 national figure. Rent burden reaches 68% of tenant households. Around 12% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 764 with a median age of 44. The poverty rate is 4.6% — low. Home values center near $145,800, an affordability ratio of 2.2× — accessible.

Taken together, 50435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 50435 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 50435, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 for 50435 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 50435 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.