ZIP 50435 Foreclosure, Tax-Lien & Distress Report

In Floyd County, Iowa, ZIP 50435 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Environmental exposure also runs high (flood (NFIP) exposure (67/100)). Structural risk reads 36/100 against active distress of 5/100. The sharpest non-environmental signals are institutional ownership (36/100), structural risk (36/100), mortgage stress (18/100). By contrast, structural risk (36/100) and mortgage stress (18/100) register low.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 50435 scores 31/100. The ZIP holds roughly 343 housing units. Households earn a median $68,194 — below the roughly $78,000 national figure. Rent burden reaches 68% of tenant households. Around 12% of adults hold a bachelor's degree or higher. 76% of housing is owner-occupied. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 764 with a median age of 44. The poverty rate is 4.6% — low. Home values center near $145,800, an affordability ratio of 2.2× — accessible.

Taken together, 50435 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 50435 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 50435, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 for 50435 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 50435 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.