ZIP 50461 Foreclosure, Tax-Lien & Distress Report
Mitchell County, Iowa · Affordable market
DLRadar grades ZIP 50461 (Mitchell County, Iowa) at a low 24/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (79/100), FEMA disaster exposure (60/100)). The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (50/100). mortgage stress (21/100) stay muted. Latent structural risk is 56/100 while live distress already moving reads 6/100.
The market reads peak — home values rose 2.5% year on year, and 23% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
5,094 residents call 50461 home, typically aged 44. The typical home is worth about $180,400 (2.4× income, relatively affordable). 79% of housing is owner-occupied. About 23% have a four-year degree. The vacancy rate is 8.9%. Households earn a median $66,004 — below the roughly $78,000 national figure. 6.4% of residents fall below the poverty threshold. Around 26% of renters are cost-burdened. The ZIP holds roughly 2,589 housing units. DLRadar's demographic-stress index for the area reads 23/100.
On balance 50461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 50461 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 50461 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 50461, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 24/100 figure for 50461 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50461 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 50461
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 50461 Stress Report snapshot
The live 50461 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Mitchell County ZIP codes
Nearest ZIP codes to 50461
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mitchell County, Iowa
More ZIP, county and state distress intelligence connected to Mitchell County, Iowa.
The complete 50461 distress and acquisition report
Get every distressed property in 50461 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology