ZIP 50461 Property Distress & Foreclosure Data

Mitchell County, Iowa's ZIP 50461 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (64/100)). The most distinctive pressure shows up in institutional ownership (55/100), structural risk (55/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (21/100). Structural exposure scores 55 and live distress 6 on the 0–100 scale.

The expansion-phase market in 50461 posted values that rose 5.4% over the year, and 23% higher over three years, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 5,094 with a median age of 44. Home values center near $180,400, an affordability ratio of 2.4× — accessible. Owners hold 79% of homes, renters 21%. Educational attainment sits at 23% bachelor's-or-above. Vacancy runs 8.9%. Median household income is $66,004, below the U.S. median near $78,000. 6.4% of residents fall below the poverty threshold. Rent burden reaches 26% of tenant households. There are about 2,589 housing units across 50461. DLRadar's demographic-stress index for the area reads 23/100.

On balance 50461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.