ZIP 50461 Foreclosure, Tax-Lien & Distress Report
Mitchell County, Iowa · Affordable market
DLRadar grades ZIP 50461 (Mitchell County, Iowa) at a low 25/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (95/100)). The sharpest non-environmental signals are institutional ownership (58/100), structural risk (57/100), construction/permit lag (52/100). mortgage stress (21/100) stay muted. Latent structural risk is 57/100 while live distress already moving reads 6/100.
The market reads peak — home values rose 2.5% year on year, and 23% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
5,094 residents call 50461 home, typically aged 44. The typical home is worth about $180,400 (2.4× income, relatively affordable). 79% of housing is owner-occupied. About 23% have a four-year degree. The vacancy rate is 8.9%. Households earn a median $66,004 — below the roughly $78,000 national figure. 6.4% of residents fall below the poverty threshold. Around 26% of renters are cost-burdened. The ZIP holds roughly 2,589 housing units. DLRadar's demographic-stress index for the area reads 23/100.
On balance 50461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 50461 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 50461 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 50461, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 figure for 50461 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50461 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 50461
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 50461 Stress Report snapshot
The live 50461 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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The complete 50461 distress and acquisition report
Get every distressed property in 50461 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology