ZIP 50653 Foreclosure, Tax-Lien & Distress Report
Floyd County, Iowa · High Vacancy market
ZIP 50653's composite property-distress score is 17/100 - DLRadar classes that as low for Floyd County, Iowa. The pressure is most legible in institutional ownership (40/100), structural risk (37/100), mortgage stress (18/100). On the quiet end sit structural risk (37/100) and mortgage stress (18/100). Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). The split runs 37/100 structural to 5/100 active on the ground.
The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 21% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $65,313, below the U.S. median near $78,000. The ZIP holds roughly 241 housing units. Around 32% of renters are cost-burdened. 448 residents call 50653 home, typically aged 58. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal. Home values center near $163,300, an affordability ratio of 2.3× — accessible. 84% of housing is owner-occupied.
Taken together, 50653 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 50653 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 50653 runs through one identical scoring model, so its 17/100 sits on the same scale as every other ZIP in Floyd County, Iowa and the nation. Sparse data for 50653 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 50653 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 50653 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 50653
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 50653 by the numbers
A live read on 50653: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Floyd County
Nearest ZIP codes to 50653
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Iowa distress
Keep going: ZIP, county and state distress coverage for Floyd County, Iowa.
See every distressed parcel in 50653
The full 50653 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology