Floyd County, IA: Foreclosures, Tax Liens & Distressed Properties
Floyd County, IA, Iowa: 13 ZIP codes scored, Floyd County, IA averaging 18/100 (low, Floyd, IA), from 7 to 23. Floyd County, IA is in its peak phase (Floyd, IA confidence 28/100): Floyd, IA home prices up 2.5% (Floyd, IA) over twelve months. Floyd County, IA lender headwind: 68/100.
Highest-scoring Floyd County, IA ZIPs: 50461 (23/100), 50433 (22/100), 50458 (22/100), 50460 (22/100), 50468 (21/100), 50636 (20/100). Also scored in Floyd County, IA: 50471, 50435, 50616, 50620, 50653, 50658, 50645.
Across Floyd County, IA's scored ZIPs: median home value $142,275, household income $67,428, 12.4% vacancy, 9.5% poverty, 79% owner-occupied, median age 42.7.
Floyd County, IA insurance distress 51/100 (#1,064 in the US); FEMA hazard 40/100 for Floyd, IA; 2 federal disaster declarations in Floyd County, IA since 2023; 6 Floyd, IA NFIP flood claims, $39K paid; Floyd, IA construction distress 18/100.
4 banks with 6 branches lend in Floyd County, IA; Floyd, IA weighted bank stress 66/100, highest 78/100 in Floyd, IA.
Floyd County, IA unemployment 3.8% (Floyd, IA -0.1 pts, six months); 62 new housing units permitted in Floyd County, IA over twelve months, Floyd, IA up 51% from 41; Floyd, IA home prices +7.1% a year (Floyd, IA) over three years.
7,306 housing units in Floyd County, IA; 1,698 Floyd, IA renter households; 29% of Floyd, IA renters spend 30%+ of income on rent, 15% (Floyd, IA) half or more.
Floyd County, IA ranks #1,789 nationally on the opportunity index (Floyd, IA, among all ranked counties); Floyd, IA scores 28.5/100 and Floyd, IA sits #32 inside Iowa. Floyd, IA is in the early_signal opportunity phase; Floyd, IA's primary driver is bank institutional, Floyd, IA second driver vacancy; Floyd, IA moved up 413 places. 1 short-sale listings across Floyd, IA; 104 days on market observed in Floyd, IA; 9.8% vacancy over 13 Floyd, IA ZIPs.
No CFPB county sample covers Floyd County, IA. The non-metro area reading for Floyd, IA: 0.7% ninety-plus days late; Floyd, IA's thirty-to-eighty-nine share is 2.1% (Floyd, IA, December 2025 data); Iowa overall 0.9%.
Floyd County, IA has 4 watched banks; 4 Floyd, IA banks sit in an elevated band. Floyd, IA footprints: First Security Bank&Trust Co (3 branches, stress 78) in Floyd, IA; Fidelity Bank&Trust (1 branch, stress 63) in Floyd, IA; Cusb Bank (1 branch, stress 54) in Floyd, IA.
803 of the 7,306 housing units in Floyd, IA sit vacant. Floyd County, IA permitted 27 multifamily units in twelve months; Floyd, IA's one-to-four unit structures added 35 units in Floyd County, IA.