Floyd County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Floyd County, Iowa? DLRadar grades every Floyd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Floyd County breakdown.
- Floyd County's most distressed ZIP is 50461 at 25/100.
- 13 ZIP codes tracked in Floyd County, averaging 19/100 distress.
- Floyd County reads peak — home values up 2.5% year over year.
- Vacancy runs 12.4% across Floyd County's tracked ZIPs, with a 9.5% poverty rate.
- The typical Floyd County home is worth about $142,275 against a ~$67,428 median income.
- Lending headwind in Floyd County sits at 68/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50461 | 25/100 |
| 2 | 50458 | 24/100 |
| 3 | 50460 | 23/100 |
| 4 | 50433 | 22/100 |
| 5 | 50468 | 22/100 |
| 6 | 50636 | 20/100 |
| 7 | 50435 | 18/100 |
| 8 | 50471 | 18/100 |
| 9 | 50620 | 18/100 |
| 10 | 50653 | 18/100 |
| 11 | 50616 | 17/100 |
| 12 | 50658 | 12/100 |
Most distressed ZIP codes in Floyd County (composite distress 0-100, 2026)
What is driving Floyd County distress
DLRadar builds Floyd County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Floyd County market phase and pricing
Phase for Floyd County: peak (+2.5% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Floyd County
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Common questions
Which part of Floyd County, IA scores highest for distress?
ZIP 50461 leads Floyd County at 25/100, recomputed monthly from public records.
Which phase does Floyd County sit in right now?
Floyd County currently sits in peak, with values up 2.5% year on year, based on FHFA price-index trajectory.
How is the Floyd County data sourced?
Floyd County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Floyd County ZIP codes?
Averaging the county conceals how uneven it is. Across the Floyd County ZIPs DLRadar ranks, scores run from 25/100 in 50461 down to 12/100 in 50658, against a Floyd County average of 19/100. A spread of 13 points means Floyd County has to be worked ZIP by ZIP.
What do Floyd County home values and vacancy say about distressed supply?
The typical Floyd County home carries about $142,275 of value against a median household income near $67,428. Vacancy across Floyd County's tracked ZIPs runs 12.4% and the poverty rate is 9.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Floyd County's foreclosure and tax-lien record and its 68/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.