Floyd County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Floyd County, IA distress report, 2026: 13 ZIPs scored in Floyd, IA, Floyd, IA average 18/100; the top Floyd, IA ZIP is 50461 at 23/100; Floyd, IA market phase peak, Floyd, IA prices +2.5% year over year.
- Floyd, IA ranks #1,804 nationally (opportunity index); Floyd, IA #33 in Iowa; Floyd, IA index 28.4.
- Floyd, IA: no CFPB county sample; Floyd, IA non-metro area reading 0.7%.
- Floyd, IA ZIP phases: 13 peak.
- Floyd, IA residential listings tracked: 3 across 7 ZIPs; Floyd, IA candidate listings 1.
- Floyd, IA lenders on watch: 4; largest Floyd, IA footprint First Security Bank&Trust Co (3 branches).
- Floyd, IA most distressed ZIP: 50461 at 23/100.
Floyd, IA figures: DLRadar distress index; Floyd, IA inputs: CFPB, FHFA, HUD, FDIC; Floyd, IA rebuilt as sources refresh.
| Rank | Floyd, IA ZIP | Score |
|---|---|---|
| 1 | 50461 | 23/100 |
| 2 | 50433 | 22/100 |
| 3 | 50458 | 22/100 |
| 4 | 50460 | 22/100 |
| 5 | 50468 | 21/100 |
| 6 | 50636 | 20/100 |
| 7 | 50471 | 17/100 |
| 8 | 50435 | 16/100 |
| 9 | 50616 | 16/100 |
| 10 | 50620 | 16/100 |
| 11 | 50653 | 16/100 |
| 12 | 50658 | 11/100 |
Most distressed Floyd, IA ZIPs (0-100, 2026)
Mortgage delinquency around Floyd, IA
No CFPB county sample covers Floyd, IA; the non-metro area reading for Floyd, IA: 0.7% ninety-plus; Floyd, IA area thirty-to-eighty-nine 2.1% (December 2025, Floyd, IA); Iowa overall 0.9%.
Opportunity index: Floyd, IA
Floyd, IA index 28.4, Floyd, IA phase early_signal; Floyd, IA primary driver bank institutional, Floyd, IA second driver vacancy. Floyd, IA components: property stress 17.4, foreclosure pressure 16.6, listing discounts 33.3, bank stress 58.1, insurance 0.0; Floyd, IA pulse 30.5; Floyd, IA capital opportunity 25.2.
ZIP market phases inside Floyd, IA
13 Floyd, IA ZIPs carry a price-cycle phase; Floyd, IA ZIPs by phase (Floyd, IA), deepest drawdown first: peak, +2.6% YoY (Floyd, IA): 50433, 50458; peak, +2.5% YoY (Floyd, IA): 50435, 50460, 50461, 50468, Floyd, IA 50471, 50616, 50620, 50636, Floyd, IA 50653; peak, +2.4% YoY (Floyd, IA): 50645, 50658.
Residential listings by Floyd, IA ZIP
Floyd, IA ZIPs with the most tracked Floyd, IA residential listings: 50616 2 listings, 0 candidates, bank pressure 61; 50653 1 listings, 1 candidates, bank pressure 60; 50435 0 listings, 0 candidates, bank pressure 60; 50458 0 listings, 0 candidates, bank pressure 64 (Floyd, IA); 50468 0 listings, 0 candidates, bank pressure 64; 50471 0 listings, 0 candidates, bank pressure 62; 50620 0 listings, 0 candidates, bank pressure 60. Floyd, IA totals: 3 listings; Floyd, IA candidates 1; active ZIPs 2.
Lenders with branches in Floyd, IA
Floyd, IA lenders by branch count: First Security Bank&Trust Co (Floyd, IA): stress 78, 3 branches low in Floyd, IA; Fidelity Bank&Trust (Floyd, IA): stress 63, 1 branch low in Floyd, IA; Cusb Bank (Floyd, IA): stress 54, 1 branch low in Floyd, IA; First Citizens Bank (Floyd, IA): stress 44, 1 branch low in Floyd, IA.
Vacancy and permits, Floyd, IA
803 of 7,306 Floyd, IA housing units are vacant; Floyd, IA permits, twelve months: 27 multifamily units in Floyd, IA, 35 one-to-four unit units.
Work Floyd, IA at the parcel level
Every Floyd, IA parcel carries owner and address; every Floyd, IA parcel carries APN; Floyd, IA distress scores sit on the Floyd, IA live board.
Floyd, IA figures refresh with each source.
Floyd, IA questions
Most distressed ZIP code in Floyd County, IA?
ZIP 50461 leads Floyd, IA at 23/100; next in Floyd, IA: 50433 at 22/100; the Floyd, IA average is 18/100.
Where does Floyd County, IA rank for investment opportunity?
Floyd, IA is #1,804 among all ranked counties, #33 in Iowa; the Floyd, IA driver is bank institutional; Floyd, IA moved up 362 places.
How many mortgages are delinquent in Floyd County, IA?
Floyd, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Floyd, IA.
Which banks lend in Floyd County, IA?
4 watched lenders hold Floyd, IA branches; the largest Floyd, IA footprints are First Security Bank&Trust Co (3), Fidelity Bank&Trust (1), Cusb Bank (1).
More on Floyd, IA
Floyd County, IA distress report: public-record figures for Floyd, IA; not legal advice for Floyd, IA; not tax or investment advice; verify every Floyd, IA record before acting.