ZIP 50401 Property Distress & Foreclosure Data

Composite property distress in 50401 (Cerro Gordo County, Iowa) lands at 11/100 — minimal on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (70/100)). The sharpest non-environmental signals are structural risk (22/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 22/100 against active distress of 1/100.

The peak-phase market in 50401 posted values that rose 4.0% over the year, and 14% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 9.8%. Median household income is $63,807, below the U.S. median near $78,000. Owners hold 68% of homes, renters 32%. Educational attainment sits at 22% bachelor's-or-above. Home values center near $146,500, an affordability ratio of 2.1× — accessible. Rent burden reaches 28% of tenant households. There are about 14,875 housing units across 50401. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 28,818 with a median age of 43. 10.0% of residents fall below the poverty threshold.

On balance 50401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.