ZIP 50631 Property Distress & Foreclosure Data

Composite property distress in 50631 (Bremer County, Iowa) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (35/100), construction/permit lag (32/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. On the structural side it scores 35/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100).

The market reads peak — home values rose 2.0% year on year, 1.5% off the recent peak (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Around 50% of renters are cost-burdened. About 198 people live here, median age 46. At $47,813, median income runs below typical U.S. levels. The typical home is worth about $98,800 (2.1× income, relatively affordable). Around 10% of adults hold a bachelor's degree or higher. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The vacancy rate is 21.6% — elevated. The poverty rate is 17.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 122 housing units.

Net-net, 50631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.