ZIP 50631 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 50631 (Bremer County, Iowa) returns a minimal composite of 12/100. The most distinctive pressure shows up in structural risk (29/100), institutional ownership (17/100), construction/permit lag (11/100). construction/permit lag (11/100) and mortgage stress (8/100) stay muted. Latent structural risk is 29/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (77/100).

The market reads peak — home values rose 1.9% year on year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 50% of tenant households. Population is roughly 198 with a median age of 46. Households earn a median $47,813 — below the roughly $78,000 national figure. Home values center near $98,800, an affordability ratio of 2.1× — accessible. Around 10% of adults hold a bachelor's degree or higher. The tenure split is 89% owner-occupied to 11% rented. The demographic-stress sub-score lands at 30/100. The vacancy rate is 21.6% — elevated. 17.7% of residents fall below the poverty threshold. The ZIP holds roughly 122 housing units.

Taken together, 50631 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 50631 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 50631 runs through one identical public-record model, so its 12/100 sits on the same scale as every other ZIP in Bremer County, Iowa and the nation. The score is rebuilt from public data as it updates, so 50631 reflects the current record instead of a stale or modeled snapshot.

The 12/100 figure for 50631 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 50631 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.