ZIP 50676 Property Distress & Foreclosure Data

DLRadar grades ZIP 50676 (Bremer County, Iowa) at a low 15/100 for overall property distress. Structural risk reads 35/100 against active distress of 2/100. Property-level stress concentrates in structural risk (35/100), construction/permit lag (32/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100).

The market reads peak — home values rose 2.0% year on year, 1.5% off the recent peak, and 15% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $154,500 (1.7× income, relatively affordable). At $84,464, median income runs near typical U.S. levels. About 2,128 people live here, median age 39. Around 31% of adults hold a bachelor's degree or higher. Vacancy runs 7.2%. The demographic-stress sub-score lands at 16/100. 88% of housing is owner-occupied. The poverty rate is 2.3% — low. There are about 915 housing units across 50676. Rent burden reaches 6% of tenant households.

Overall 50676 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.