ZIP 50622 Property Distress & Foreclosure Data

Composite property distress in 50622 (Bremer County, Iowa) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (35/100), construction/permit lag (32/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100). The latent-versus-live split is 35/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.0% year on year, 1.5% off the recent peak, and 22% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,359 housing units. The poverty rate is 3.3% — low. At $95,703, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 20/100. Around 27% of renters are cost-burdened. Around 50% of adults hold a bachelor's degree or higher. The vacancy rate is 9.5%. About 3,288 people live here, median age 37. The typical home is worth about $254,100 (2.6× income, relatively affordable). 88% of housing is owner-occupied.

Overall 50622 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.