ZIP 50432 Foreclosure, Tax-Lien & Distress Report

In Hancock County, Iowa, ZIP 50432 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (79/100), structural risk (40/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (12/100). Latent structural risk is 40/100 while live distress already moving reads 3/100.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 134 housing units. On demographic stress specifically, 50432 scores 29/100. Vacancy runs 4.4%. Educational attainment sits at 10% bachelor's-or-above. The typical home is worth about $100,300 (1.0× income, relatively affordable). Around 83% of renters are cost-burdened. 87% of housing is owner-occupied. At $82,500, median income runs near typical U.S. levels. About 229 people live here, median age 36. The poverty rate is 10.9%.

Overall 50432 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 50432's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 50432 reflects the current record instead of a stale or modeled snapshot.

Behind 50432's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 50432 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.