ZIP 50478 Property Distress & Foreclosure Data
DLRadar grades ZIP 50478 (Winnebago County, Iowa) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (33/100), structural risk (29/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (12/100) register low. Structural risk reads 29/100 against active distress of 3/100.
The market reads expansion — home values rose 5.4% year on year, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 689 people live here, median age 52. 78% of housing is owner-occupied. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. Around 34% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 24/100. At $44,880, median income runs below typical U.S. levels. The typical home is worth about $93,200 (2.1× income, relatively affordable). There are about 455 housing units across 50478. The poverty rate is 6.7% — low. Rent burden reaches 43% of tenant households.
Net-net, 50478 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 50478
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Winnebago County
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Deterministic. Every signal traces to a public dataset · methodology