ZIP 56089 Foreclosure, Tax-Lien & Distress Report

ZIP 56089's composite property-distress score is 13/100 - DLRadar classes that as minimal for Freeborn County, Minnesota. What sets it apart are the readings on institutional ownership (28/100), structural risk (27/100), mortgage stress (14/100). By contrast, structural risk (27/100) and mortgage stress (14/100) register low. Structurally it carries 27/100, against 4/100 of stress already in motion.

The market reads peak — home values rose 2.7% year on year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.5% — elevated. DLRadar's demographic-stress index for the area reads 33/100. A median home runs $73,300 here. Rent burden reaches 31% of tenant households. There are about 109 housing units across 56089. About 5% have a four-year degree. 233 residents call 56089 home, typically aged 43. Households earn a median $55,333 — below the roughly $78,000 national figure. Owners hold 78% of homes, renters 22%. The poverty rate is 25.4% — high, a tax-stress and distress correlate.

On the whole, 56089 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 56089 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 56089 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56089 can be compared directly against any other ZIP in Freeborn County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 56089 shows blanks, not estimates, wherever the record is sparse.

56089's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 56089 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.