ZIP 56036 Property Distress & Foreclosure Data

Composite property distress in 56036 (Freeborn County, Minnesota) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (64/100). The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (46/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (14/100) stay muted. Structural risk reads 46/100 against active distress of 4/100.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 26% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,766 residents call 56036 home, typically aged 47. 85% of housing is owner-occupied. Rent burden reaches 56% of tenant households. Around 15% of adults hold a bachelor's degree or higher. The typical home is worth about $182,400 (2.4× income, relatively affordable). There are about 808 housing units across 56036. Vacancy runs 5.2%. The poverty rate is 5.1% — low. The demographic-stress sub-score lands at 28/100. At $70,862, median income runs near typical U.S. levels.

Overall, 56036 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.