ZIP 56036 Foreclosure, Tax-Lien & Distress Report

ZIP code 56036 in Freeborn County, Minnesota carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are institutional ownership (28/100), structural risk (27/100), mortgage stress (14/100). On the quiet end sit structural risk (27/100) and mortgage stress (14/100). Structural exposure scores 27 and live distress 4 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 26% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,766 with a median age of 47. 85% of housing is owner-occupied. Around 56% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher. The typical home is worth about $182,400 (2.4× income, relatively affordable). The ZIP holds roughly 808 housing units. Vacancy runs 5.2%. 5.1% of residents fall below the poverty threshold. On demographic stress specifically, 56036 scores 28/100. Median household income is $70,862, near the U.S. median near $78,000.

On balance 56036 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 56036 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 56036 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 56036 stays directly comparable to neighboring ZIPs and the rest of Freeborn County, Minnesota. The score is rebuilt from public data as it updates, so 56036 reflects the current record instead of a stale or modeled snapshot.

Each component behind 56036 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Practically, 56036 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.