ZIP 56020 Property Distress & Foreclosure Data

In Freeborn County, Minnesota, ZIP 56020 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (69/100), structural risk (46/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (14/100). Environmental exposure also runs high (FEMA disaster exposure (64/100)). On the structural side it scores 46/100, with 4/100 of stress already active.

The peak-phase market in 56020 posted values that rose 3.3% over the year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 83 with a median age of 25. About 24% have a four-year degree. A median home runs $112,500 here, or 1.3 times local income. The tenure split is 100% owner-occupied to 0% rented. Roughly 8.4% live below the poverty line. The vacancy rate is 16.2% — elevated. Households earn a median $73,750 — near the roughly $78,000 national figure. The ZIP holds roughly 40 housing units. On demographic stress specifically, 56020 scores 18/100.

On the whole, 56020 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.