ZIP 56016 Property Distress & Foreclosure Data

In Freeborn County, Minnesota, ZIP 56016 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 46 and live distress 4 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100). Its standout signals are construction/permit lag (69/100), structural risk (46/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (14/100) register low.

The market reads peak — home values rose 3.3% year on year, and 42% higher over three years, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 10.8%. Home values center near $209,900, an affordability ratio of 2.3× — accessible. Educational attainment sits at 17% bachelor's-or-above. Median household income is $85,938, near the U.S. median near $78,000. About 991 people live here, median age 37. There are about 476 housing units across 56016. Owners hold 86% of homes, renters 14%. DLRadar's demographic-stress index for the area reads 25/100. 9.1% of residents fall below the poverty threshold. Rent burden reaches 33% of tenant households.

Overall 56016 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.