ZIP 56016 Foreclosure, Tax-Lien & Distress Report

ZIP 56016's composite property-distress score is 14/100 - DLRadar classes that as minimal for Freeborn County, Minnesota. Its heaviest discrete signals: institutional ownership (32/100), structural risk (28/100), mortgage stress (14/100). On the quiet end sit structural risk (28/100) and mortgage stress (14/100). On the structural side it scores 28/100, with 4/100 of stress already active.

The peak-phase market in 56016 posted values that rose 2.7% over the year, and 42% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 10.8%. Home values center near $209,900, an affordability ratio of 2.3× — accessible. About 17% have a four-year degree. At $85,938, median income runs near typical U.S. levels. Population is roughly 991 with a median age of 37. There are about 476 housing units across 56016. The tenure split is 86% owner-occupied to 14% rented. The demographic-stress sub-score lands at 25/100. The poverty rate is 9.1%. Around 33% of renters are cost-burdened.

On balance, 56016 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 56016 is not published yet -- the ZIP-level readings above remain fully sourced.

The 56016 read uses the identical scoring model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 56016 stays directly comparable to neighboring ZIPs and the rest of Freeborn County, Minnesota. Every figure is auditable to a public dataset and refreshed as records update; 56016 shows blanks, not estimates, wherever the record is sparse.

Behind 56016's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 56016 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.