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Freeborn County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Freeborn County, Minnesota? DLRadar grades every Freeborn County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Freeborn County breakdown.

  • Freeborn County's most distressed ZIP is 55953 at 31/100.
  • 18 ZIP codes tracked in Freeborn County, averaging 15/100 distress.
  • Freeborn County reads peak — home values up 2.7% year over year.
  • Vacancy runs 9.7% across Freeborn County's tracked ZIPs, with a 10% poverty rate.
  • The typical Freeborn County home is worth about $167,478 against a ~$69,687 median income.
  • Lending headwind in Freeborn County sits at 47/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
15595331/100
25591230/100
35591717/100
45602616/100
55607215/100
65600713/100
75600913/100
85601613/100
95602013/100
105602913/100
115603213/100
125603513/100

Most distressed ZIP codes in Freeborn County (composite distress 0-100, 2026)

What is driving Freeborn County distress

Freeborn County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Freeborn County market phase and pricing

Freeborn County currently sits in peak after a 2.7% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Freeborn County

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Questions about this county

Which Freeborn County ZIP scores worst for distress?

ZIP 55953 leads Freeborn County at 31/100, recomputed monthly from public records.

What stage of the price cycle is Freeborn County at?

Freeborn County reads peak, with home prices up 2.7% year over year. Phase comes from FHFA House Price Index trajectory.

Can the Freeborn County figures be verified?

Freeborn County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 18 ZIPs are comparable to anywhere else.

How much do distress scores vary between Freeborn County ZIP codes?

A single county score papers over real variation. Across the Freeborn County ZIPs DLRadar ranks, scores run from 31/100 in 55953 down to 13/100 in 56035, against a Freeborn County average of 15/100. Those 18 points separate the ZIPs worth working in Freeborn County from the rest.

What do Freeborn County home values and vacancy say about distressed supply?

The typical Freeborn County home carries about $167,478 of value against a median household income near $69,687. Vacancy across Freeborn County's tracked ZIPs runs 9.7% and the poverty rate is 10%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Freeborn County's foreclosure and lien filings and its 47/100 lending headwind.

Related

Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.

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