Freeborn County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Freeborn County, MN distress report, 2026: 18 ZIPs scored in Freeborn, MN, Freeborn, MN average 16/100; the top Freeborn, MN ZIP is 55953 at 31/100; Freeborn, MN market phase peak, Freeborn, MN prices +2.7% year over year.
- Freeborn, MN ranks #2,749 nationally (opportunity index); Freeborn, MN #58 in Minnesota; Freeborn, MN index 24.7.
- Freeborn, MN: no CFPB county sample; Freeborn, MN non-metro area reading 1.0%.
- Freeborn, MN ZIP phases: 18 peak.
- Freeborn, MN residential listings tracked: 5 across 12 ZIPs; Freeborn, MN candidate listings 3.
- Freeborn, MN HUD assisted properties: 2 with 202 units.
- Freeborn, MN lenders on watch: 4; largest Freeborn, MN footprint Produce State Bank (4 branches).
- Freeborn, MN most distressed ZIP: 55953 at 31/100.
Freeborn, MN figures: DLRadar distress index; Freeborn, MN inputs: CFPB, FHFA, HUD, FDIC; Freeborn, MN rebuilt as sources refresh.
| Rank | Freeborn, MN ZIP | Score |
|---|---|---|
| 1 | 55953 | 31/100 |
| 2 | 55912 | 30/100 |
| 3 | 55917 | 18/100 |
| 4 | 56026 | 17/100 |
| 5 | 56072 | 15/100 |
| 6 | 56007 | 14/100 |
| 7 | 56009 | 14/100 |
| 8 | 56016 | 14/100 |
| 9 | 56020 | 14/100 |
| 10 | 56029 | 14/100 |
| 11 | 56032 | 14/100 |
| 12 | 56035 | 14/100 |
Most distressed Freeborn, MN ZIPs (0-100, 2026)
Mortgage delinquency around Freeborn, MN
No CFPB county sample covers Freeborn, MN; the non-metro area reading for Freeborn, MN: 1.0% ninety-plus; Freeborn, MN area thirty-to-eighty-nine 2.2% (December 2025, Freeborn, MN); Minnesota overall 0.6%.
Opportunity index: Freeborn, MN
Freeborn, MN index 24.7, Freeborn, MN phase weak; Freeborn, MN primary driver bank institutional, Freeborn, MN second driver vacancy. Freeborn, MN components: property stress 14.4, foreclosure pressure 13.4, listing discounts 23.9, bank stress 57.4, insurance 0.0; Freeborn, MN pulse 27.1; Freeborn, MN capital opportunity 21.0; Freeborn, MN seven-day change +0.3%.
ZIP market phases inside Freeborn, MN
18 Freeborn, MN ZIPs carry a price-cycle phase; Freeborn, MN ZIPs by phase (Freeborn, MN), deepest drawdown first: peak, +2.7% YoY (Freeborn, MN): 55912, 55953, 56007, 56009, Freeborn, MN 56016, 56020, 56026, 56029, Freeborn, MN 56032, 56035, 56036, 56042, Freeborn, MN 56043, 56045; peak, +2.8% YoY (Freeborn, MN): 55917; peak, +3.2% YoY (Freeborn, MN): 56072.
Residential listings by Freeborn, MN ZIP
Freeborn, MN ZIPs with the most tracked Freeborn, MN residential listings: 56007 2 listings, 2 candidates, bank pressure 60; 56035 2 listings, 0 candidates, bank pressure 60; 56036 1 listings, 1 candidates, bank pressure 60; 56009 0 listings, 0 candidates, bank pressure 62 (Freeborn, MN); 56016 0 listings, 0 candidates, bank pressure 60; 56020 0 listings, 0 candidates, bank pressure 60; 56029 0 listings, 0 candidates, bank pressure 60; 56032 0 listings, 0 candidates, bank pressure 60. Freeborn, MN totals: 5 listings; Freeborn, MN candidates 3; active ZIPs 3.
HUD assisted housing in Freeborn, MN
2 assisted properties with 202 units sit in Freeborn, MN; largest Freeborn, MN properties: Senior Court-Senior Tower (Albert Lea) 152 units, 113 assisted; Village Cooperative Of Albert Lea (Albert Lea) 50 units.
Lenders with branches in Freeborn, MN
Freeborn, MN lenders by branch count: Produce State Bank (Freeborn, MN): stress 60, 4 branches low in Freeborn, MN; Security Bank Minnesota (Freeborn, MN): stress 66, 3 branches low in Freeborn, MN; Arcadian Bank (Freeborn, MN): stress 43, 3 branches low in Freeborn, MN; Commerce Bank (Freeborn, MN): stress 53, 1 branch low in Freeborn, MN.
Vacancy and permits, Freeborn, MN
1,270 of 14,116 Freeborn, MN housing units are vacant; Freeborn, MN permits, twelve months: 0 multifamily units in Freeborn, MN, 20 one-to-four unit units.
Work Freeborn, MN at the parcel level
Every Freeborn, MN parcel carries owner and address; every Freeborn, MN parcel carries APN; Freeborn, MN distress scores sit on the Freeborn, MN live board.
Freeborn, MN figures refresh with each source.
Freeborn, MN questions
Most distressed ZIP code in Freeborn County, MN?
ZIP 55953 leads Freeborn, MN at 31/100; next in Freeborn, MN: 55912 at 30/100; the Freeborn, MN average is 16/100.
Where does Freeborn County, MN rank for investment opportunity?
Freeborn, MN is #2,749 among all ranked counties, #58 in Minnesota; the Freeborn, MN driver is bank institutional; Freeborn, MN moved up 139 places.
How many mortgages are delinquent in Freeborn County, MN?
Freeborn, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Freeborn, MN.
Which banks lend in Freeborn County, MN?
4 watched lenders hold Freeborn, MN branches; the largest Freeborn, MN footprints are Produce State Bank (4), Security Bank Minnesota (3), Arcadian Bank (3).
More on Freeborn, MN
Freeborn County, MN distress report: public-record figures for Freeborn, MN; not legal advice for Freeborn, MN; not tax or investment advice; verify every Freeborn, MN record before acting.