Freeborn County, MN: Home-Insurance Distress & Forced-Sale Pressure
Freeborn County, MN: 27/100 (moderate) home-insurance distress; Freeborn, MN band LOW; Freeborn, MN #1,749 of 3,222 counties; Freeborn, MN #24 of 87 in Minnesota; raw Freeborn, MN 31.2; Freeborn, MN coverage multiplier 0.85.
FEMA hazard, Freeborn, MN: 52/100; Freeborn, MN declarations, three years: 2; Freeborn, MN perils: 2 flood; Freeborn, MN five-year count 3 (severity 4.5); Freeborn, MN ten-year 3; hazard-weighted, Freeborn, MN: 4.0.
Declared incidents on the Freeborn, MN record: 2024 Flood 2 (Freeborn, MN).
NFIP claims, Freeborn, MN, three years: none; Freeborn, MN claim-stress 0/100.
Freeborn, MN monthly score fell, 33 (March 2026) to 30 (October 2026); Freeborn, MN by month: March 33, April 33, May 30, June 30 (Freeborn, MN), July 36, August 36, September 27, October 30.
Freeborn, MN components: climate 60; Freeborn, MN retreat index 30; Freeborn, MN climate multiplier 0.85.
Construction distress, Freeborn, MN: 3/100 as of August 2026 (Freeborn, MN: 2/100 one-to-four unit, 3/100 multifamily).
Freeborn, MN ZIPs, June 2026 (Freeborn, MN, 16 highest): score 0 (Freeborn, MN), climate 67 (Freeborn, MN): 55953; score 0 (Freeborn, MN), climate 65 (Freeborn, MN): 55912; score 0 (Freeborn, MN), climate 53 (Freeborn, MN): 56007, 56009, 56016, 56020, Freeborn, MN 56029, 56032, 56035, 56036, Freeborn, MN 56042, 56043, 56045, 56089; score 0 (Freeborn, MN), climate 51 (Freeborn, MN): 56026; score 0 (Freeborn, MN), climate 46 (Freeborn, MN): 55917.
DLRadar rescores Freeborn, MN monthly; Freeborn, MN readings join Freeborn, MN foreclosure, lien and ownership parcels (Freeborn, MN), so cost-squeezed Freeborn, MN owners surface before listing.
Inside Minnesota, Freeborn County ranks 24th of 87 counties for home-insurance distress at 27/100; Faribault County (27/100) sits just above Freeborn County, and Itasca County (27/100) sits just below Freeborn County.
Deterministic. Every Freeborn County, MN signal traces to a public Freeborn dataset (FEMA, NFIP, Census for Freeborn, MN) · how insurance distress works in Freeborn, MN · methodology
FAQ: Freeborn County, MN insurance distress
What is the Freeborn County, MN home-insurance-distress score?
Freeborn, MN: 27/100 (LOW), #1,749 of 3,222, #24 in Minnesota. FEMA hazard, Freeborn, MN: 52/100; NFIP stress, Freeborn, MN: 0/100; construction, Freeborn, MN: 3/100; Freeborn, MN rescores monthly.
Is Freeborn County insurance distress getting better or worse (MN)?
Freeborn, MN: 33 in March 2026; Freeborn, MN: 30 in October 2026 (better); Freeborn, MN climate component 60.
Which Freeborn County ZIP codes carry the most insurance distress (MN)?
Freeborn, MN, June 2026: 55953 at 0, 55912 at 0, 56007 at 0, 56009 at 0; Freeborn, MN climate scores there: 67, 65, 53, 53.
Why does Freeborn, MN insurance distress create sellers?
A Freeborn, MN premium outruns the Freeborn, MN budget; a carrier leaves Freeborn, MN; Freeborn, MN carrying cost passes plan; Freeborn, MN owners sell while current; Freeborn, MN insurance distress leads Freeborn, MN foreclosure data.