ZIP 56026 Property Distress & Foreclosure Data

DLRadar grades ZIP 56026 (Steele County, Minnesota) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (51/100), structural risk (50/100), institutional ownership (44/100). On the quiet end sit mortgage stress (17/100). The latent-versus-live split is 50/100 structural and 5/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (64/100)).

The peak-phase market in 56026 posted values that rose 3.3% over the year, and 12% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 56026 scores 21/100. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 3.9%. About 25% have a four-year degree. Households earn a median $96,815 — above the roughly $78,000 national figure. The tenure split is 89% owner-occupied to 11% rented. Around 20% of renters are cost-burdened. Population is roughly 1,978 with a median age of 41. A median home runs $232,700 here, or 2.3 times local income. The ZIP holds roughly 863 housing units.

Broadly, 56026 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.