ZIP 56046 Property Distress & Foreclosure Data

Steele County, Minnesota's ZIP 56046 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (54/100), institutional ownership (51/100), construction/permit lag (46/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), FEMA disaster exposure (64/100). On the structural side it scores 54/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.3% year on year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

Median household income is $58,750, below the U.S. median near $78,000. Around 100% of renters are cost-burdened. The ZIP holds roughly 49 housing units. Home values center near $98,900, an affordability ratio of 1.7× — accessible. 11.4% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above. Owners hold 94% of homes, renters 6%. The vacancy rate is 0.0%. DLRadar's demographic-stress index for the area reads 33/100. About 140 people live here, median age 28.

Net-net, 56046 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.