ZIP 56093 Property Distress & Foreclosure Data

In Waseca County, Minnesota, ZIP 56093 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (51/100), structural risk (36/100), mortgage stress (19/100). structural risk (36/100) and mortgage stress (19/100) stay muted. On the structural side it scores 36/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 15% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 8.9%. Around 40% of renters are cost-burdened. The demographic-stress sub-score lands at 28/100. The typical home is worth about $221,100 (2.9× income, relatively affordable). Around 19% of adults hold a bachelor's degree or higher. 75% of housing is owner-occupied. 12,742 residents call 56093 home, typically aged 40. The vacancy rate is 3.6%. At $73,210, median income runs near typical U.S. levels. The ZIP holds roughly 5,209 housing units.

Overall, 56093 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.