ZIP 55019 Foreclosure, Tax-Lien & Distress Report

ZIP 55019's composite property-distress score is 29/100 - DLRadar classes that as low for Rice County, Minnesota. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (77/100)). Its standout signals are structural risk (65/100), construction/permit lag (58/100), institutional ownership (47/100). By contrast, mortgage stress (20/100) register low. Structurally it carries 65/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 2.7% year on year, and 9% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $350,700 (2.8× income, relatively affordable). Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. About 2,336 people live here, median age 39. The vacancy rate is 3.4%. 96% of housing is owner-occupied. About 41% have a four-year degree. Around 22% of renters are cost-burdened. There are about 843 housing units across 55019. Households earn a median $112,273 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 20/100.

On balance 55019 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 55019 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 55019 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Rice County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 55019 shows blanks, not estimates, wherever the record is sparse.

Behind 55019's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 55019 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.