ZIP 55088 Foreclosure, Tax-Lien & Distress Report
Rice County, Minnesota · Distress market
ZIP 55088's composite property-distress score is 28/100 - DLRadar classes that as low for Rice County, Minnesota. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (69/100). The sharpest non-environmental signals are construction/permit lag (70/100), structural risk (63/100), institutional ownership (37/100). institutional ownership (37/100) and mortgage stress (16/100) stay muted. Structural risk reads 63/100 against active distress of 5/100.
Prices here sit in a peak phase: values rose 2.6% over the trailing year, and 26% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 1,727 with a median age of 49. 99% of housing is owner-occupied. The typical home is worth about $510,300 (3.8× income, relatively affordable). The vacancy rate is 9.4%. DLRadar's demographic-stress index for the area reads 28/100. Educational attainment sits at 27% bachelor's-or-above. Rent burden reaches 40% of tenant households. There are about 723 housing units across 55088. Households earn a median $128,958 — above the roughly $78,000 national figure. The poverty rate is 4.9% — low.
On balance 55088 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 55088 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 55088 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 55088 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 for 55088 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55088 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 55088
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
55088 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 55088, the same set carried on every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology