Rice County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rice County, Minnesota? DLRadar grades every Rice County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Rice County breakdown.
- Rice County's most distressed ZIP is 55019 at 29/100.
- 16 ZIP codes tracked in Rice County, averaging 25/100 distress.
- Rice County reads peak — home values up 2.7% year over year.
- Vacancy runs 8% across Rice County's tracked ZIPs, with a 6.2% poverty rate.
- The typical Rice County home is worth about $321,388 against a ~$87,014 median income.
- Lending headwind in Rice County sits at 69/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55019 | 29/100 |
| 2 | 55021 | 29/100 |
| 3 | 55046 | 29/100 |
| 4 | 55087 | 29/100 |
| 5 | 55088 | 28/100 |
| 6 | 55052 | 27/100 |
| 7 | 55053 | 27/100 |
| 8 | 56052 | 25/100 |
| 9 | 56069 | 25/100 |
| 10 | 55057 | 24/100 |
| 11 | 56071 | 24/100 |
| 12 | 56096 | 24/100 |
Most distressed ZIP codes in Rice County (composite distress 0-100, 2026)
What is driving Rice County distress
Nothing here is estimated: Rice County is scored from filings alone, and its ZIPs average 25/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Rice County market phase and pricing
The cycle in Rice County is peak, with values up 2.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Rice County
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Questions about this county
Which ZIP code leads Rice County on distress?
ZIP 55019 leads Rice County at 29/100, recomputed monthly from public records.
Which phase does Rice County sit in right now?
Rice County currently sits in peak, with values up 2.7% year on year, based on FHFA price-index trajectory.
Which datasets feed the Rice County scores?
Every Rice County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 16 Rice County ZIP codes that it runs on every other U.S. county, so Rice County's numbers are directly comparable to any other market.
How much do distress scores vary between Rice County ZIP codes?
A single county score papers over real variation. Across the Rice County ZIPs DLRadar ranks, scores run from 29/100 in 55019 down to 24/100 in 56096, against a Rice County average of 25/100. The 5-point range is the argument for ZIP-level search across Rice County.
What do Rice County home values and vacancy say about distressed supply?
The typical Rice County home carries about $321,388 of value against a median household income near $87,014. Vacancy across Rice County's tracked ZIPs runs 8% and the poverty rate is 6.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Rice County's filings and its 69/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.