Rice County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rice County, MN distress report, 2026: 16 ZIPs scored in Rice, MN, Rice, MN average 25/100; the top Rice, MN ZIP is 55019 at 29/100; Rice, MN market phase peak, Rice, MN prices +2.7% year over year.
- Rice, MN ranks #2,725 nationally (opportunity index); Rice, MN #57 in Minnesota; Rice, MN index 24.8.
- Rice, MN: no CFPB county sample; Rice, MN non-metro area reading 1.0%.
- Rice, MN ZIP phases: 16 peak.
- Rice, MN residential listings tracked: 9 across 8 ZIPs; Rice, MN candidate listings 3.
- Rice, MN HUD assisted properties: 10 with 583 units.
- Rice, MN lenders on watch: 8; largest Rice, MN footprint Lake Country Community Bank (2 branches).
- Rice, MN most distressed ZIP: 55019 at 29/100.
Rice, MN figures: DLRadar distress index; Rice, MN inputs: CFPB, FHFA, HUD, FDIC; Rice, MN rebuilt as sources refresh.
| Rank | Rice, MN ZIP | Score |
|---|---|---|
| 1 | 55019 | 29/100 |
| 2 | 55021 | 29/100 |
| 3 | 55046 | 29/100 |
| 4 | 55087 | 29/100 |
| 5 | 55052 | 28/100 |
| 6 | 55088 | 28/100 |
| 7 | 55053 | 27/100 |
| 8 | 56069 | 26/100 |
| 9 | 55057 | 25/100 |
| 10 | 56052 | 25/100 |
| 11 | 55018 | 24/100 |
| 12 | 56071 | 24/100 |
Most distressed Rice, MN ZIPs (0-100, 2026)
Mortgage delinquency around Rice, MN
No CFPB county sample covers Rice, MN; the non-metro area reading for Rice, MN: 1.0% ninety-plus; Rice, MN area thirty-to-eighty-nine 2.2% (December 2025, Rice, MN); Minnesota overall 0.6%.
Opportunity index: Rice, MN
Rice, MN index 24.8, Rice, MN phase weak; Rice, MN primary driver bank institutional, Rice, MN second driver construction. Rice, MN components: property stress 14.7, foreclosure pressure 14.1, listing discounts 17.5, bank stress 62.6, insurance 0.0; Rice, MN pulse 29.7; Rice, MN capital opportunity 17.4; Rice, MN seven-day change +0.2%.
ZIP market phases inside Rice, MN
16 Rice, MN ZIPs carry a price-cycle phase; Rice, MN ZIPs by phase (Rice, MN), deepest drawdown first: peak, +2.7% YoY (Rice, MN): 55018, 55019, 55021, 55046, Rice, MN 55049, 55053, 55087, 55946; peak, +2.8% YoY (Rice, MN): 55052; peak, +2.5% YoY (Rice, MN): 55057, 56052, 56069, 56096; peak, +2.6% YoY (Rice, MN): 55088; peak, +2.4% YoY (Rice, MN): 56071; peak, +3.3% YoY (Rice, MN): 56093.
Residential listings by Rice, MN ZIP
Rice, MN ZIPs with the most tracked Rice, MN residential listings: 55021 6 listings, 1 candidates, bank pressure 67; 55057 2 listings, 1 candidates, bank pressure 64; 55087 1 listings, 1 candidates, bank pressure 67; 55019 0 listings, 0 candidates, bank pressure 67 (Rice, MN); 55046 0 listings, 0 candidates, bank pressure 67; 55052 0 listings, 0 candidates, bank pressure 66; 55053 0 listings, 0 candidates, bank pressure 67; 55088 0 listings, 0 candidates, bank pressure 67. Rice, MN totals: 9 listings; Rice, MN candidates 3; active ZIPs 3.
HUD assisted housing in Rice, MN
10 assisted properties with 583 units sit in Rice, MN; largest Rice, MN properties: Summerfield Apts (Northfield) 112 units; Greenvale Place (Northfield) 96 units, 96 assisted; Three Links Apartments (Northfield) 84 units, 82 assisted in Rice, MN; Town's Edge Apartments (Faribault) 64 units, 13 assisted; Kildahl Park Cooperative (Northfield) 51 units; Jefferson Square (Northfield) 50 units, 50 assisted.
Lenders with branches in Rice, MN
Rice, MN lenders by branch count: Lake Country Community Bank (Rice, MN): stress 86, 2 branches low in Rice, MN; State Bank Of Faribault (Rice, MN): stress 77, 2 branches moderate in Rice, MN; Merchants Bank National Assn (Rice, MN): stress 59, 2 branches low in Rice, MN; Community Resource Bank (Rice, MN): stress 57, 2 branches low in Rice, MN; Premier Bank Minnesota (Rice, MN): stress 53, 2 branches low in Rice, MN; Frandsen Bank&Trust (Rice, MN): stress 48, 2 branches low in Rice, MN; Heritage Bank Minnesota (Rice, MN): stress 84, 1 branch low in Rice, MN; Reliance Bank (Rice, MN): stress 79, 1 branch moderate in Rice, MN.
Vacancy and permits, Rice, MN
1,802 of 25,295 Rice, MN housing units are vacant; Rice, MN permits, twelve months: 0 multifamily units in Rice, MN, 99 one-to-four unit units.
Work Rice, MN at the parcel level
Every Rice, MN parcel carries owner and address; every Rice, MN parcel carries APN; Rice, MN distress scores sit on the Rice, MN live board.
Rice, MN figures refresh with each source.
Rice, MN questions
Most distressed ZIP code in Rice County, MN?
ZIP 55019 leads Rice, MN at 29/100; next in Rice, MN: 55021 at 29/100; the Rice, MN average is 25/100.
Where does Rice County, MN rank for investment opportunity?
Rice, MN is #2,725 among all ranked counties, #57 in Minnesota; the Rice, MN driver is bank institutional; Rice, MN moved down 350 places.
How many mortgages are delinquent in Rice County, MN?
Rice, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Rice, MN.
Which banks lend in Rice County, MN?
8 watched lenders hold Rice, MN branches; the largest Rice, MN footprints are Lake Country Community Bank (2), State Bank Of Faribault (2), Merchants Bank National Assn (2).
More on Rice, MN
Rice County, MN distress report: public-record figures for Rice, MN; not legal advice for Rice, MN; not tax or investment advice; verify every Rice, MN record before acting.