Rice County, MN: Home-Insurance Distress & Forced-Sale Pressure
Rice County, MN: 66/100 (elevated) home-insurance distress; Rice, MN band MEDIUM; Rice, MN #753 of 3,222 counties; Rice, MN #4 of 87 in Minnesota.
FEMA hazard, Rice, MN: 52/100; Rice, MN declarations, three years: 2; Rice, MN perils: 2 flood; Rice, MN five-year count 3 (severity 4.5); Rice, MN ten-year 3; hazard-weighted, Rice, MN: 4.0.
Declared incidents on the Rice, MN record: 2024 Flood 3 (Rice, MN).
NFIP claims, Rice, MN, three years: 14; Rice, MN payouts $549,081; per Rice, MN claim $39,220; Rice, MN claim-stress 86/100.
Rice, MN monthly score fell, 73 (March 2026) to 70 (October 2026); Rice, MN by month: March 73, April 73, May 69, June 69 (Rice, MN), July 77, August 77, September 66, October 70.
Rice, MN components: climate 60, NFIP claims 86; Rice, MN retreat index 70.
Construction distress, Rice, MN: 51/100 as of August 2026 (Rice, MN: 50/100 one-to-four unit, 22/100 multifamily).
Rice, MN ZIPs, June 2026 (Rice, MN, 16 highest): score 0 (Rice, MN), climate 83 (Rice, MN): 55057; score 0 (Rice, MN), climate 78 (Rice, MN): 55088; score 0 (Rice, MN), climate 77 (Rice, MN): 55019, 55021, 55046, 55087; score 0 (Rice, MN), climate 70 (Rice, MN): 55052, 55053; score 0 (Rice, MN), climate 60 (Rice, MN): 56071; score 0 (Rice, MN), climate 58 (Rice, MN): 55018, 55946; score 0 (Rice, MN), climate 52 (Rice, MN): 55049; score 0 (Rice, MN), climate 50 (Rice, MN): 56069; score 0 (Rice, MN), climate 47 (Rice, MN): 56052; score 0 (Rice, MN), climate 40 (Rice, MN): 56096; score 0 (Rice, MN), climate 29 (Rice, MN): 56093.
DLRadar rescores Rice, MN monthly; Rice, MN readings join Rice, MN foreclosure, lien and ownership parcels (Rice, MN), so cost-squeezed Rice, MN owners surface before listing.
Inside Minnesota, Rice County ranks 4th of 87 counties for home-insurance distress at 66/100; Watonwan County (67/100) sits just above Rice County, and Blue Earth County (65/100) sits just below Rice County.
Deterministic. Every Rice County, MN signal traces to a public Rice dataset (FEMA, NFIP, Census for Rice, MN) · how insurance distress works in Rice, MN · methodology
FAQ: Rice County, MN insurance distress
What is the Rice County, MN home-insurance-distress score?
Rice, MN: 66/100 (MEDIUM), #753 of 3,222, #4 in Minnesota. FEMA hazard, Rice, MN: 52/100; NFIP stress, Rice, MN: 86/100; construction, Rice, MN: 51/100; Rice, MN rescores monthly.
Is Rice County insurance distress getting better or worse (MN)?
Rice, MN: 73 in March 2026; Rice, MN: 70 in October 2026 (better); Rice, MN climate component 60; Rice, MN NFIP claims score 86.
How many flood-insurance claims has Rice County, MN had?
Rice, MN: 14 NFIP claims, three years; Rice, MN paid $549,081; per Rice, MN claim $39,220; carriers reprice Rice, MN against that record.
Which Rice County ZIP codes carry the most insurance distress (MN)?
Rice, MN, June 2026: 55057 at 0, 55088 at 0, 55019 at 0, 55021 at 0; Rice, MN climate scores there: 83, 78, 77, 77.
Why does Rice, MN insurance distress create sellers?
A Rice, MN premium outruns the Rice, MN budget; a carrier leaves Rice, MN; Rice, MN carrying cost passes plan; Rice, MN owners sell while current; Rice, MN insurance distress leads Rice, MN foreclosure data.