ZIP 55087 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55087 (Rice County, Minnesota) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), climate & FEMA risk (77/100). On the structural side it scores 65/100, with 6/100 of stress already active. The sharpest non-environmental signals are structural risk (65/100), construction/permit lag (58/100), institutional ownership (47/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 16% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $265,400, an affordability ratio of 1.9× — accessible. There are about 134 housing units across 55087. The vacancy rate is 10.1%. Rent burden reaches 0% of tenant households. About 425 people live here, median age 51. Around 26% of adults hold a bachelor's degree or higher. Households earn a median $126,364 — above the roughly $78,000 national figure. On demographic stress specifically, 55087 scores 16/100. The poverty rate is 3.1% — low. Owners hold 95% of homes, renters 5%.

On balance 55087 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 55087 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 55087 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 55087 stays directly comparable to neighboring ZIPs and the rest of Rice County, Minnesota. Sparse data for 55087 shows as blanks, never estimates, and the score updates on every fresh public filing.

55087's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 55087 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.