ZIP 55087 Property Distress & Foreclosure Data

Composite property distress in 55087 (Rice County, Minnesota) lands at 30/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (87/100), climate & FEMA risk (77/100), FEMA disaster exposure (64/100)). The latent-versus-live split is 66/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (66/100), institutional ownership (54/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 55087 posted values that rose 3.3% over the year, and 16% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $265,400 (1.9× income, relatively affordable). The ZIP holds roughly 134 housing units. The vacancy rate is 10.1%. Around 0% of renters are cost-burdened. Population is roughly 425 with a median age of 51. Around 26% of adults hold a bachelor's degree or higher. At $126,364, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 16/100. The poverty rate is 3.1% — low. 95% of housing is owner-occupied.

On balance 55087 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.