ZIP 55049 Property Distress & Foreclosure Data

In Steele County, Minnesota, ZIP 55049 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (55/100), institutional ownership (51/100), construction/permit lag (48/100). mortgage stress (19/100) stay muted. On the structural side it scores 55/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 10% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $90,700, above the U.S. median near $78,000. The ZIP holds roughly 1,002 housing units. 2,634 residents call 55049 home, typically aged 37. DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 6.4%. Educational attainment sits at 21% bachelor's-or-above. Around 23% of renters are cost-burdened. Home values center near $247,800, an affordability ratio of 2.6× — accessible. 6.2% of residents fall below the poverty threshold. Owners hold 84% of homes, renters 16%.

Overall, 55049 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.