Steele County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Steele County, MN distress report, 2026: 11 ZIPs scored in Steele, MN, Steele, MN average 17/100; the top Steele, MN ZIP is 55052 at 27/100; Steele, MN market phase peak, Steele, MN prices +2.7% year over year.
- Steele, MN ranks #2,998 nationally (opportunity index); Steele, MN #72 in Minnesota; Steele, MN index 23.1.
- Steele, MN: no CFPB county sample; Steele, MN non-metro area reading 1.0%.
- Steele, MN ZIP phases: 9 peak, 2 neutral.
- Steele, MN residential listings tracked: 5 across 5 ZIPs; Steele, MN candidate listings 3.
- Steele, MN HUD assisted properties: 6 with 276 units.
- Steele, MN lenders on watch: 7; largest Steele, MN footprint Keen Bank National Assn (2 branches).
- Steele, MN most distressed ZIP: 55052 at 27/100.
Steele, MN figures: DLRadar distress index; Steele, MN inputs: CFPB, FHFA, HUD, FDIC; Steele, MN rebuilt as sources refresh.
| Rank | Steele, MN ZIP | Score |
|---|---|---|
| 1 | 55052 | 27/100 |
| 2 | 55946 | 23/100 |
| 3 | 55049 | 19/100 |
| 4 | 55060 | 18/100 |
| 5 | 55917 | 18/100 |
| 6 | 56046 | 18/100 |
| 7 | 56026 | 17/100 |
| 8 | 56072 | 15/100 |
| 9 | 56093 | 15/100 |
| 10 | 55924 | 11/100 |
| 11 | 55985 | 9/100 |
Most distressed Steele, MN ZIPs (0-100, 2026)
Mortgage delinquency around Steele, MN
No CFPB county sample covers Steele, MN; the non-metro area reading for Steele, MN: 1.0% ninety-plus; Steele, MN area thirty-to-eighty-nine 2.2% (December 2025, Steele, MN); Minnesota overall 0.6%.
Opportunity index: Steele, MN
Steele, MN index 23.1, Steele, MN phase weak; Steele, MN primary driver bank institutional, Steele, MN second driver vacancy. Steele, MN components: property stress 12.9, foreclosure pressure 10.7, listing discounts 25.2, bank stress 62.5, insurance 0.0; Steele, MN pulse 25.0; Steele, MN capital opportunity 20.2; Steele, MN seven-day change +0.2%.
ZIP market phases inside Steele, MN
11 Steele, MN ZIPs carry a price-cycle phase; Steele, MN ZIPs by phase (Steele, MN), deepest drawdown first: peak, +2.7% YoY (Steele, MN): 55049, 55060, 55946, 56026, Steele, MN 56046; peak, +2.8% YoY (Steele, MN): 55052, 55917; neutral, +2.9% YoY (Steele, MN): 55924, 55985; peak, +3.2% YoY (Steele, MN): 56072; peak, +3.3% YoY (Steele, MN): 56093.
Residential listings by Steele, MN ZIP
Steele, MN ZIPs with the most tracked Steele, MN residential listings: 55060 5 listings, 3 candidates, bank pressure 67; 55049 0 listings, 0 candidates, bank pressure 67; 55917 0 listings, 0 candidates, bank pressure 62; 56026 0 listings, 0 candidates, bank pressure 63 (Steele, MN); 56046 0 listings, 0 candidates, bank pressure 67. Steele, MN totals: 5 listings; Steele, MN candidates 3; active ZIPs 1.
HUD assisted housing in Steele, MN
6 assisted properties with 276 units sit in Steele, MN; largest Steele, MN properties: Cedardale South (Owatonna) 98 units, 98 assisted; Owatonna Gateway Apartments (Owatonna) 60 units; Morehouse Place (Owatonna) 46 units in Steele, MN; Realife Cooperative Of Owatonna (Owatonna) 32 units; Owatonna Senior Housing, Inc. Aka Maple Trail (Owatonna) 26 units, 25 assisted; Kay Knutson Apts Aka Asi-Owatonna, Inc (Owatonna) 14 units, 14 assisted.
Lenders with branches in Steele, MN
Steele, MN lenders by branch count: Keen Bank National Assn (Steele, MN): stress 56, 2 branches low in Steele, MN; First State Bank Of Red Wing (Steele, MN): stress 100, 1 branch low in Steele, MN; Community Bank Owatonna (Steele, MN): stress 85, 1 branch low in Steele, MN; Profinium Inc (Steele, MN): stress 74, 1 branch low in Steele, MN; Minnesota 1st Credit&Svg Inc (Steele, MN): stress 70, 1 branch low in Steele, MN; United Prairie Bank (Steele, MN): stress 61, 1 branch low in Steele, MN; Premier Bank Minnesota (Steele, MN): stress 53, 1 branch low in Steele, MN.
Vacancy and permits, Steele, MN
857 of 15,995 Steele, MN housing units are vacant; Steele, MN permits, twelve months: 27 multifamily units in Steele, MN, 37 one-to-four unit units.
Work Steele, MN at the parcel level
Every Steele, MN parcel carries owner and address; every Steele, MN parcel carries APN; Steele, MN distress scores sit on the Steele, MN live board.
Steele, MN figures refresh with each source.
Steele, MN questions
Most distressed ZIP code in Steele County, MN?
ZIP 55052 leads Steele, MN at 27/100; next in Steele, MN: 55946 at 23/100; the Steele, MN average is 17/100.
Where does Steele County, MN rank for investment opportunity?
Steele, MN is #2,998 among all ranked counties, #72 in Minnesota; the Steele, MN driver is bank institutional; Steele, MN moved up 64 places.
How many mortgages are delinquent in Steele County, MN?
Steele, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Steele, MN.
Which banks lend in Steele County, MN?
7 watched lenders hold Steele, MN branches; the largest Steele, MN footprints are Keen Bank National Assn (2), First State Bank Of Red Wing (1), Community Bank Owatonna (1).
More on Steele, MN
Steele County, MN distress report: public-record figures for Steele, MN; not legal advice for Steele, MN; not tax or investment advice; verify every Steele, MN record before acting.