ZIP 55060 Foreclosure, Tax-Lien & Distress Report

In Steele County, Minnesota, ZIP 55060 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (73/100)). The pressure is most legible in institutional ownership (44/100), structural risk (40/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100). Latent structural risk is 40/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 16% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $251,100 (2.9× income, relatively affordable). The tenure split is 78% owner-occupied to 22% rented. Population is roughly 29,601 with a median age of 40. Educational attainment sits at 31% bachelor's-or-above. The ZIP holds roughly 12,732 housing units. Vacancy runs 4.8%. Median household income is $83,848, near the U.S. median near $78,000. 7.9% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. On demographic stress specifically, 55060 scores 27/100.

On balance, 55060 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 55060 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 55060 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55060 can be compared directly against any other ZIP in Steele County, Minnesota or nationwide. The score is rebuilt from public data as it updates, so 55060 reflects the current record instead of a stale or modeled snapshot.

Each component behind 55060 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Treat 55060 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.