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ZIP 55044 Foreclosure, Tax-Lien & Distress Report

Dakota County, Minnesota · Distress market

Dakota County, Minnesota's ZIP 55044 registers 21/100 composite distress, which DLRadar reads as low. Latent structural risk is 48/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (65/100)). Leading the profile are structural risk (48/100), construction/permit lag (33/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 7% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $488,600 (3.3× income, relatively affordable). 3.1% of residents fall below the poverty threshold. 63,280 residents call 55044 home, typically aged 37. Vacancy runs 2.8%. 88% of housing is owner-occupied. About 54% have a four-year degree. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 24/100. There are about 23,079 housing units across 55044. Median household income is $140,612, above the U.S. median near $78,000.

On balance, 55044 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 55044 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 55044 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 55044 stays directly comparable to neighboring ZIPs and the rest of Dakota County, Minnesota. Sparse data for 55044 shows as blanks, never estimates, and the score updates on every fresh public filing.

55044's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 55044 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
48/100
Structural risk
2/100
Distress activity

What is driving ZIP 55044’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

55044 at a glance

Current distress, phase, housing and lender-pressure figures for 55044, drawn from the same report attached to each property.

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