ZIP 55044 Property Distress & Foreclosure Data

In Dakota County, Minnesota, ZIP 55044 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 54 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (65/100). Its standout signals are construction/permit lag (56/100), structural risk (54/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 2.9% year on year, and 7% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $488,600 here, or 3.3 times local income. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. About 63,280 people live here, median age 37. Vacancy runs 2.8%. The tenure split is 88% owner-occupied to 12% rented. About 54% have a four-year degree. Rent burden reaches 43% of tenant households. On demographic stress specifically, 55044 scores 24/100. There are about 23,079 housing units across 55044. Households earn a median $140,612 — above the roughly $78,000 national figure.

Overall 55044 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.