ZIP 55076 Property Distress & Foreclosure Data

In Dakota County, Minnesota, ZIP 55076 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 59/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 6% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 39% of renters are cost-burdened. 5.6% of residents fall below the poverty threshold. Median household income is $98,026, above the U.S. median near $78,000. 21,258 residents call 55076 home, typically aged 44. Home values center near $323,000, an affordability ratio of 3.1× — accessible. Educational attainment sits at 39% bachelor's-or-above. The ZIP holds roughly 9,855 housing units. Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 3.0%.

Overall, 55076 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.