ZIP 55076 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55076 (Dakota County, Minnesota) lands at 22/100 — low on DLRadar's distress scoring. Its heaviest discrete signals: structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). On the structural side it scores 50/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 6% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 39% of renters are cost-burdened. 5.6% of residents fall below the poverty threshold. At $98,026, median income runs above typical U.S. levels. Population is roughly 21,258 with a median age of 44. Home values center near $323,000, an affordability ratio of 3.1× — accessible. Educational attainment sits at 39% bachelor's-or-above. The ZIP holds roughly 9,855 housing units. Owners hold 83% of homes, renters 17%. On demographic stress specifically, 55076 scores 25/100. The vacancy rate is 3.0%.

On balance, 55076 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 55076 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 55076 stays directly comparable to neighboring ZIPs and the rest of Dakota County, Minnesota. Every figure is auditable to a public dataset and refreshed as records update; 55076 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 55076 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 55076 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.