ZIP 55123 Property Distress & Foreclosure Data

Dakota County, Minnesota's ZIP 55123 registers 26/100 composite distress, which DLRadar reads as low. Structural risk reads 59/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (86/100)). The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The peak-phase market in 55123 posted values that rose 2.9% over the year, and 9% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 27,288 with a median age of 40. There are about 10,235 housing units across 55123. The typical home is worth about $461,200 (3.3× income, relatively affordable). Around 64% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. Vacancy runs 0.6%. Rent burden reaches 29% of tenant households. The poverty rate is 2.1% — low. The demographic-stress sub-score lands at 21/100. At $134,265, median income runs above typical U.S. levels.

On balance 55123 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.