Dakota County, MN: Foreclosures, Tax Liens & Distressed Properties

Dakota County, MN, Minnesota: 22 ZIP codes scored, Dakota County, MN averaging 22/100 (low, Dakota, MN), from 21 to 24. Dakota County, MN is in its peak phase (Dakota, MN confidence 16/100): Dakota, MN home prices up 2.4% (Dakota, MN) over twelve months. Dakota County, MN lender headwind: 48/100.

Highest-scoring Dakota County, MN ZIPs: 55057 (24/100), 55009 (22/100), 55024 (22/100), 55031 (22/100), 55033 (22/100), 55065 (22/100). Also scored in Dakota County, MN: 55068, 55075, 55076, 55077, 55085, 55089, 55118, 55120, 55121, 55122.

Across Dakota County, MN's scored ZIPs: median home value $380,250, household income $106,814, 3.8% vacancy, 6.1% poverty, 77% owner-occupied, median age 40.1.

Dakota County, MN insurance distress 29/100 (#1,638 in the US); FEMA hazard 0/100 for Dakota, MN; 6 Dakota, MN NFIP flood claims, $400K paid; Dakota, MN construction distress 25/100.

32 banks with 86 branches lend in Dakota County, MN; Dakota, MN weighted bank stress 61/100, highest 95/100 in Dakota, MN.

Dakota County, MN unemployment 4.6% (Dakota, MN -0.1 pts, six months); 2,791 new housing units permitted in Dakota County, MN over twelve months, Dakota, MN up 25% from 2,226; Dakota, MN home prices +5.9% a year (Dakota, MN) over three years.

178,879 housing units in Dakota County, MN; 42,303 Dakota, MN renter households; 48% of Dakota, MN renters spend 30%+ of income on rent, 23% (Dakota, MN) half or more.

Dakota County, MN ranks #3,099 nationally on the opportunity index (Dakota, MN, among all ranked counties); Dakota, MN scores 22.1/100 and Dakota, MN sits #79 inside Minnesota. Dakota, MN is in the weak opportunity phase; Dakota, MN's primary driver is bank institutional, Dakota, MN second driver listings discount; Dakota, MN moved up 59 places. 61 short-sale listings across Dakota, MN; 98 days on market observed in Dakota, MN; 2.7% vacancy over 22 Dakota, MN ZIPs.

0.7% of Dakota County, MN mortgages were ninety-plus days late in December 2025; Dakota, MN's thirty-to-eighty-nine-day share was 1.2% (CFPB county sample). Dakota, MN's ninety-day rate is up 0.4 points on twelve months earlier; the Dakota, MN peak since 2008 was 3.3% in November 2009; Minnesota overall reads 0.6%.

Dakota County, MN has 19 watched banks; 19 Dakota, MN banks sit in an elevated band. Dakota, MN footprints: Vermillion State Bank (6 branches, stress 29) in Dakota, MN; Merchants Bank National Assn (4 branches, stress 59) in Dakota, MN; Midcountry Bank (3 branches, stress 61) in Dakota, MN.

HUD lists 30 assisted multifamily properties in Dakota County, MN with 2,658 units; 202 Dakota, MN units are assisted, 2 Dakota, MN properties under project-based Section 8.

4,517 of the 178,879 housing units in Dakota, MN sit vacant. Dakota County, MN permitted 1,241 multifamily units in twelve months; Dakota, MN's one-to-four unit structures added 1,550 units in Dakota County, MN.