ZIP 55120 Property Distress & Foreclosure Data

In Dakota County, Minnesota, ZIP 55120 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 55120 posted values that rose 2.9% over the year, and 5% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $111,900, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 26/100. The vacancy rate is 0.7%. Around 24% of renters are cost-burdened. The typical home is worth about $515,600 (4.3× income). Population is roughly 5,080 with a median age of 41. The poverty rate is 2.9% — low. 61% of housing is owner-occupied. Around 57% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,116 housing units.

On balance 55120 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.