ZIP 55124 Foreclosure, Tax-Lien & Distress Report

ZIP code 55124 in Dakota County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Latent structural risk is 50/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (85/100)).

The peak-phase market in 55124 posted values that rose 2.4% over the year, and 5% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $99,354, above the U.S. median near $78,000. 5.9% of residents fall below the poverty threshold. Rent burden reaches 42% of tenant households. About 46% have a four-year degree. A median home runs $370,400 here, or 3.6 times local income. There are about 22,002 housing units across 55124. DLRadar's demographic-stress index for the area reads 27/100. About 55,675 people live here, median age 37. Owners hold 73% of homes, renters 27%. Vacancy runs 2.0%.

Overall 55124 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 55124 at the moment; the composite and its components are still built from verifiable public records.

The 55124 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 55124 stays directly comparable to neighboring ZIPs and the rest of Dakota County, Minnesota. Sparse data for 55124 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 figure for 55124 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 55124 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.