ZIP 55124 Property Distress & Foreclosure Data

ZIP code 55124 in Dakota County, Minnesota carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 59/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 5% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $99,354, above the U.S. median near $78,000. 5.9% of residents fall below the poverty threshold. Around 42% of renters are cost-burdened. Educational attainment sits at 46% bachelor's-or-above. Home values center near $370,400, an affordability ratio of 3.6× — accessible. The ZIP holds roughly 22,002 housing units. DLRadar's demographic-stress index for the area reads 27/100. 55,675 residents call 55124 home, typically aged 37. Owners hold 73% of homes, renters 27%. The vacancy rate is 2.0%.

Overall, 55124 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.