ZIP 55065 Property Distress & Foreclosure Data

Dakota County, Minnesota's ZIP 55065 registers 26/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The latent-versus-live split is 59/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (59/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.9% year on year, and 31% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 2.1%. On demographic stress specifically, 55065 scores 21/100. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. About 1,320 people live here, median age 39. Around 9% of renters are cost-burdened. About 34% have a four-year degree. Households earn a median $116,500 — above the roughly $78,000 national figure. The ZIP holds roughly 448 housing units. The tenure split is 89% owner-occupied to 11% rented. A median home runs $407,100 here, or 3.2 times local income.

Net-net, 55065 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.