ZIP 55306 Foreclosure, Tax-Lien & Distress Report

ZIP code 55306 in Dakota County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (85/100). The split runs 50/100 structural to 2/100 active on the ground. The pressure is most legible in structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 11% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 43% have a four-year degree. The tenure split is 66% owner-occupied to 34% rented. Around 42% of renters are cost-burdened. Home values center near $374,700, an affordability ratio of 3.7× — accessible. On demographic stress specifically, 55306 scores 29/100. Population is roughly 16,191 with a median age of 37. Households earn a median $98,012 — above the roughly $78,000 national figure. The vacancy rate is 7.7%. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 6,969 housing units.

On balance, 55306 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 55306 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 55306 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 55306 reflects the current record instead of a stale or modeled snapshot.

Each component behind 55306 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For a buyer, 55306 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.