ZIP 55116 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55116 (Ramsey County, Minnesota) at a low 16/100 for overall property distress. Structural risk reads 33/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). The most distinctive pressure shows up in structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 2.4% year on year, and 10% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

26,099 residents call 55116 home, typically aged 41. The typical home is worth about $418,200 (4.9× income). 51% of housing is owner-occupied. Rent burden reaches 41% of tenant households. There are about 13,017 housing units across 55116. The vacancy rate is 5.3%. 9.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 32/100. Median household income is $83,156, near the U.S. median near $78,000. About 60% have a four-year degree.

On balance, 55116 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 55116 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55116 can be compared directly against any other ZIP in Ramsey County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55116, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55116's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 55116 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.