ZIP 55104 Property Distress & Foreclosure Data

Composite property distress in 55104 (Ramsey County, Minnesota) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (95/100). On the structural side it scores 58/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 2.9% year on year, and 8% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 20,697 housing units. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 42% of renters are cost-burdened. About 52% have a four-year degree. The vacancy rate is 8.7%. On demographic stress specifically, 55104 scores 32/100. About 45,777 people live here, median age 33. A median home runs $317,700 here, or 3.9 times local income. Households earn a median $75,038 — near the roughly $78,000 national figure. The tenure split is 54% owner-occupied to 46% rented.

Net-net, 55104 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.